Charleston County property record for 315 Jean St, Charleston, SC 29407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,269 sqft · built 1964 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jan 2022) |
| Tax Bill | $2,416 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 350-12-00-130 |
| Primary APN | 350-12-00-130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 315 JEAN ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29407-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -WAPPOO SHORES DESCRIPTION -LT 2 BLK C |
| Legal Subdivision | WAPPOO SHORES |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2802 |
315 Jean St is owned and occupied by two individuals who bought it in January 2022.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 JEAN ST, CHARLESTON, SC 29407-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINA ONE MTG |
| May 9, 2018 | Grant Deed, Transfer · Conventional Mortgage CAROLINA ONE MTG |
| Jan 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on File |
| Deed Sale | Jan 31, 2022 · Amount on File |
| Prior Sale | May 9, 2018 · Amount on File |
| Deed Book / Page | 1073 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 31, 2022 |
| Property Address | 315 JEAN ST, CHARLESTON, SC 29407-6922 |
| Document Number | 0010730317 |
| Book / Page | 1073 / 317 |
| Map Reference | MB J PG 146 |
| Instrument Date | Dec 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 JEAN ST, CHARLESTON, SC 29407-6922 |
| Document Number | 0001073318 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 1073/318 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 315 JEAN ST, CHARLESTON, SC 29407-6922 |
| Document Number | 0923/0134 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 315 JEAN ST CHARLESTON SC 294076922, CHARLESTON, SC 29407-6922 |
| Document Number | 0923/0134 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 000923/000134 |
| Name | CAROLINA ONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 6, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 9, 2018 |
| Property Address | 315 JEAN ST, CHARLESTON, SC 29407-6922 |
| Document Number | 0717/0414 |
| Book / Page | 000717 / 000414 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 JEAN ST CHARLESTON SC 294076922, CHARLESTON, SC 29407-6922 |
| Document Number | 717/0416 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 000717/000416 |
| Name | CAROLINA ONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 8, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 315 JEAN ST, CHARLESTON, SC 29407-6922 |
| Document Number | 0615/0315 |
| Book / Page | 000615 / 000315 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 JEAN ST CHARLESTON SC 294076922, CHARLESTON, SC 29407-6922 |
| Document Number | 0615/0315 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 000615/000315 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2025 property tax bill for 315 Jean St was $2,416, up 12.4% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,416.00 (+12.42%) | $465,750 (+2,775%) Land $149,700 Building $316,050 | $468,800 Land $149,700 Building $319,100 |
| 2024 | $2,149.00 | $16,200 | |
| 2022 | $1,467.00 | $11,680 | $292,000 Land $135,000 Building $157,000 |
| 2020 | $405,000 Land $135,000 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Jean St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 159 (1978–2023) |
| Claims Outside the SFHA | 26 of 159 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Jean St is moderate, ranking above 52% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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