315 Jay Ln, Texarkana, AR 71854 Property Records

Miller County property record for 315 Jay Ln, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,921 sqft · built 2020
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Mar 2020)
Tax Bill	$1,788 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7140280`

Property Details

APN / Parcel Number

Primary APN	`7140280`
Alternative APN	`45284`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,921 sqft Living Area
1st Floor Area	1,921 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Attached
Garage Area	636 sqft
Driveway	Concrete Driveway
Driveway Area	1,248 sqft
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	315 JAY LN
City	TEXARKANA
State	AR
Zip	71854-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOT 28
Legal Range	28W
Legal Township	15S
Legal Section	27
Legal Subdivision	MEADOWRIDGE FOURTH SUBD
Legal Block	1
Legal Lot Number	28
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	1
Census Block	1005
Census Tract	20802

Owner

Source: Miller County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 JAY LN, TEXARKANA, AR 71854-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL NATIONAL BANK
Mar 13, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMERCIAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	20201965
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	315 JAY LN, TEXARKANA, AR 71854-0019
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R002096
Date	Mar 30, 2021
Instrument	2021R002096

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Mar 13, 2020
Property Address	315 JAY LN, TEXARKANA, AR 71854-0019
Document Number	2020R001965
Map Reference	DOC 2018R001377
Instrument Date	Mar 12, 2020
Instrument	2020R001965
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 ALANA CIR, TEXARKANA, AR 71854-1841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5609 FOREST BEND LN, TEXARKANA, AR 71854-8284

Mortgage

Document Number	2020R001966
Date	Mar 13, 2020
Instrument	2020R001966

Lender

Name	COMMERCIAL NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,788.00 (-4.03%) Homeowner's exemption	$47,280 (-) Land $6,000 Building $41,280	$236,400 (-) Land $30,000 Building $206,400
2025	$1,863.00 (-3.52%) Homeowner's exemption	$47,280 (+10.16%) Land $6,000 Building $41,280	$236,400 (+10.16%) Land $30,000 Building $206,400
2023	$1,931.00 Homeowner's exemption	$42,920 Land $6,000 Building $36,920	$214,600 Land $30,000 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SWATFIRST.

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