315 Jay Ln, Payson, UT 84651 Property Records

Utah County property record for 315 Jay Ln, Payson, UT 84651 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,190 sqft · built 2015
Lot Size	0.172 acres (7,502 sqft)
Owner	Company Name on File
Tax Bill	$2,013 (2025)
Deeds & Mortgages	Jan 2021 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-355-0023`

Property Details

APN / Parcel Number

Primary APN	`49-355-0023`
Alternative APN	`132712`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,190 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	7,502 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	501 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132712
Street Address	315 JAY LN
City	PAYSON
State	UT
Zip	84651-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23, PLAT A, PETEETNEET ESTATES PRD SUBDV. AREA 0.172 AC.
Legal Subdivision	PETEETNEET ESTATES
Legal Lot Number	23
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2003
Census Tract	3405

Owner

Source: Utah County records · APN 49-355-0023

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	34 W 1900 N, SPANISH FORK, UT 84660-9517
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INS AGCY/UT
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY CU
Jul 01, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2021
Deed Sale	Jan 15, 2021
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	20218766
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0000030194
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 15, 2021
Property Address	315 JAY LN, PAYSON, UT 84651-3326
Document Number	0000008766
Instrument Date	Jan 14, 2021
Instrument	8766
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	STEWART TITLE, STEWART TITLE INS AGCY/UT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34 W 1900 N SPANISH FORK UT 846609517, SPANISH FORK, UT 84660-9517

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 15, 2021
Property Address	315 JAY LN, PAYSON, UT 84651-3326
Document Number	0000008698
Instrument Date	Jan 14, 2021
Instrument	8698:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TITLE GUARANTEE STLMT SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 W 1900 N, SPANISH FORK, UT 84660-9517

Mortgage

Document Number	0000008765
Date	Jan 15, 2021
Instrument	8765:2021

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	315 JAY LN, PAYSON, UT 84651-3326
Document Number	0000146386
Instrument Date	Jul 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 JAY LN PAYSON UT 846513326, PAYSON, UT 84651-3326

Mortgage

Document Number	0000146386
Date	Sep 24, 2020
Instrument	146386

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Interest

Rate	3.87%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	315 JAY LN, PAYSON, UT 84651-3326
Document Number	0000101560
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 02, 2020
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 JAY LN PAYSON UT 846513326, PAYSON, UT 84651-3326

Mortgage

Document Number	0000101560
Date	Oct 23, 2018
Instrument	101560

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,525 (-43.89%)	$375,500 (+2.01%) Land $152,900 Building $222,600
2025	$2,013.00	$368,100 (+88.37%) Land $145,700 Building $222,400	$368,100 (+3.6%) Land $145,700 Building $222,400
2024	$2,013.00 (+5.17%)
2023	$1,914.00 (+1.59%)	$195,415	$355,300 Land $125,500 Building $229,800
2022	$1,884.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490034052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 49% of Utah
Wildfire Likelihood	About 1 in 592 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Utah Telecommunication Open Infrastructure Agency	Fiber	10,000 / 10,000
Senawave	Fiber	2,500 / 2,500
Xfinity	Cable	2,000 / 250
Beehive Telephone Companies	Fiber	1,000 / 1,000
Boston Omaha	Fixed Wireless (unlicensed)	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Intellipop, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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