Berks County property record for 315 Jackson St, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,299 sqft · built 1954 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (Dec 2005) |
| Tax Bill | $2,269 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-19-52-5088 |
| Primary APN | 5306-19-52-5088 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18433725 |
|---|---|
| Street Address | 315 JACKSON ST |
| City | READING |
| State | PA |
| Zip | 19607-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MILLMONT |
| Legal Block | 52 |
| Legal Lot Number | 602-6 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2900 |
315 Jackson St is owned and occupied by two individuals who bought it in December 2005.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 JACKSON ST, READING, PA 19607-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Jan 12, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2005 · Amount on File |
| Deed Sale | Dec 9, 2005 · Amount on File |
| Deed Document Number | 200575946 |
| Deed Book / Page | 4730 / 2412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 315 JACKSON ST, READING, PA 19607-1731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018485 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 2017018485 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 315 JACKSON ST, READING, PA 19607-1731 |
| Document Number | 0000003919 |
| Instrument Date | Jan 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 315 JACKSON ST READING PA 196071731, READING, PA 19607-1731 |
| Document Number | 0000003919 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 3919 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 6, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 315 JACKSON ST, READING, PA 19607-1731 |
| Document Number | 0000028152 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 315 JACKSON ST READING PA 196071731, READING, PA 19607-1731 |
| Document Number | 0000028152 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 28152 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 315 Jackson St was $2,269 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,269.00 Homeowner's exemption | $80,400 Land $30,000 Building $50,400 | $30,000 Land $30,000 |
| 2024 | $2,128.00 | $80,400 Land $30,000 Building $50,400 | |
| 1994 | $80,400 Land $30,000 Building $50,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Jackson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 Jackson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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