St. Clair County property record for 315 Jackson St, Mascoutah, IL 62258
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,607 sqft · built 1961 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (May 2023) |
| Tax Bill | $8,335 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Dec 2025 Mortgage + 6 more |
| APN | 10-31-0-101-010 |
| Primary APN | 10-31-0-101-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,607 sqft Living Area |
| Basement Area | 2,607 sqft |
| Unfinished Basement | 2,607 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 756 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 242 sqft |
| Patio Area | 492 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|
| Street Address | 315 JACKSON ST |
|---|---|
| City | MASCOUTAH |
| State | IL |
| Zip | 62258-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON PLACE MANOR LOT/SEC-10 A02780464 |
| Legal Subdivision | WASHINGTON PLACE MANOR |
| Legal Tract | 2 |
| Legal Block | 101 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MASCOUTAH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 504356 |
315 Jackson St is owned and occupied by two individuals who bought it in May 2023.
Source: St. Clair County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF O'FALLON |
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF OFALLON |
| May 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC |
| Dec 26, 2019 | Warranty Deed, Transfer · Conventional with PMI CARROLLTON BK |
| Jul 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2023 · Amount on File |
| Deed Sale | May 8, 2023 · Amount on File |
| Prior Sale | May 11, 2022 · Amount on File |
| Deed Document Number | 20232780464 |
| Prior Transfer Date | Jul 5, 2017 |
| Prior Transfer Doc | 0002542942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 1, 2026 |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 0002897277 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20262897277 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship, 153 |
| Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Investor | Possibly a Property Investor |
| Document Number | 0002897277, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20262897277 |
| Name | BANK OF O'FALLON |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 28, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 0A02870271 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | A02870271 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Title Company | BENEDICK TITLE, BENEDICK TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 0A02792204 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | A02792204 |
| Name | BANK OF OFALLON |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 8, 2023 |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 0A02780464 |
| Map Reference | MB 57 PG 46 |
| Instrument Date | Apr 28, 2023 |
| Instrument | A02780464 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 0A02780465 |
|---|---|
| Date | May 8, 2023 |
| Instrument | A02780465 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 11, 2022 |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 0A02745844 |
| Map Reference | MB 57 PG 46 |
| Instrument Date | May 5, 2022 |
| Instrument | A02745844 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33 MICHELLE DR, MASCOUTAH, IL 62258-1341 |
| Document Number | 0A02745845 |
|---|---|
| Date | May 11, 2022 |
| Instrument | A02745845 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A02740490 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | A02740490 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 26, 2019 |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 00A2637274 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2637274 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 315 JACKSON ST MASCOUTAH IL 622581041, MASCOUTAH, IL 62258-1041 |
| Document Number | A2637275 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2637275 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 11, 2017 |
| Property Address | 315 JACKSON ST, MASCOUTAH, IL 62258-1041 |
| Document Number | 00A2542942 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2542942 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 JACKSON ST MASCOUTAH IL 622581041, MASCOUTAH, IL 62258-1041 |
The 2025 property tax bill for 315 Jackson St was $8,335.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Mascoutah Township |
| Municipality | Mascoutah City |
| Unified School District | Mascoutah Community Unit School District 19 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,335.00 | $115,317 Land $10,371 Building $104,946 | $345,951 Land $31,113 Building $314,838 |
| 2022 | $89,156 Land $8,018 Building $81,138 | $267,468 Land $24,054 Building $243,414 | |
| 2019 | $6,020.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 315 Jackson St; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Jackson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASCOUTAH serves 8,759 people · EPA ID IL1630800 |
|---|---|
| Water Source | Purchased surface water from S L M WATER COMMISSION |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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