Carroll County property record for 315 Howard St, Delphi, IN 46923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,624 sqft · built 1960 |
| Lot Size | 0.063 acres (2,744 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Jun 1996) |
| Tax Bill | $328 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-20-005-064.000-007 |
| Primary APN | 08-06-20-005-064.000-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Attic | Attic |
| Attic Area | 748 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 2,744 sqft (0.063 acres) |
| Lot Dimensions | 61 ft deep x 45 ft wide |
| Shed | 1 Shed |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01900002371 |
|---|---|
| Street Address | 315 HOWARD ST |
| City | DELPHI |
| State | IN |
| Zip | 46923-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 017-05064-00 DELPHI GRIMES 2ND ADD W PT LOT 9 |
| Legal Subdivision | DELPHI GRIMES 2ND ADD |
| Legal Lot Number | 9 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | DEER CREEK |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 959600 |
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage INDUSTRIAL FCU |
| Aug 24, 2020 | Deed of Trust, Mortgage INDUSTRIAL FCU |
| Apr 24, 2019 | Deed of Trust, Mortgage INDUSTRIAL FCU |
| Mar 22, 2019 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 22, 2019 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 22, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 1996 · Amount on Record |
| Deed Sale | Jun 10, 1996 · Amount on Record |
| Last Transfer Date | Mar 11, 2019 |
| Transfer Doc | 2019000803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Document Number | 2023002133 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023002133 |
| Name | INDUSTRIAL FCU |
|---|---|
| Type | Credit Union |
| Address | LAFAYETTE, IN 47905 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Document Number | 2020002736 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020002736 |
| Name | INDUSTRIAL FCU |
|---|---|
| Type | Credit Union |
| Address | LAFAYETTE, IN 47905 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 20, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019001100 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019001100 |
| Name | INDUSTRIAL FCU |
|---|---|
| Type | Credit Union |
| Address | LAFAYETTE, IN 47905 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 18, 2024 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Mar 22, 2019 |
| Property Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Document Number | 2019000803 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2019000803 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Mail Care Of | KIMBERLEY A LAXSON |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Mar 22, 2019 |
| Property Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Document Number | 2019000804 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2019000804 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Mar 22, 2019 |
| Property Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
| Document Number | 2019000805 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2019000805 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 803 E MONROE ST, 803, DELPHI, IN 46923-1135 |
| Name | Verified Name |
|---|---|
| Address | 315 HOWARD ST, DELPHI, IN 46923-1016 |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Deer Creek Township |
| Municipality | Delphi City |
| Unified School District | Delphi Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $328.00 (-17.17%) Homeowner's exemption | $74,600 (+29.29%) Land $8,300 Building $66,300 | $74,600 (+29.29%) Land $8,300 Building $66,300 |
| 2024 | $396.00 (+37.98%) | ||
| 2023 | $57,700 Land $8,300 Building $49,400 | $57,700 Land $8,300 Building $49,400 | |
| 2022 | $287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
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