Lawrence County property record for 315 Horseshoe Cir, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,950 sqft · built 1978 |
| Lot Size | 0.525 acres (22,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Apr 2021) |
| Tax Bill | $899 (2023) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151I J 00900 |
| Primary APN | 050151I J 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 441 sqft |
| Finished Basement | 441 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,900 sqft (0.525 acres) |
| Lot Dimensions | 229 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 315 HORSESHOE CIR |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: MILL CREEK; BLOCK: A |
| Legal Subdivision | MILL CREEK |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 960700 |
Source: Lawrence County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 HORSESHOE CIR, LORETTO, TN 38469-2160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on Record |
| Deed Sale | Apr 7, 2021 · Amount on Record |
| Prior Sale | Jan 15, 2014 · Amount on Record |
| Deed Document Number | 20212211 |
| Deed Book / Page | 628 / 856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 7, 2021 |
| Property Address | 315 HORSESHOE CIR, LORETTO, TN 38469-2160 |
| Document Number | 0000628856 |
| Book / Page | 628 / 856 |
| Map Reference | MB 1 PG 58 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 21002211 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $551.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 HORSESHOE CIR, LORETTO, TN 38469-2160 |
| Document Number | 0021002212 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 21002212 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,375 (-) Land $4,000 Building $34,375 | ||
| 2023 | $899.00 | $38,375 (-) Land $4,000 Building $34,375 | |
| 2022 | $899.00 | $38,375 Land $4,000 Building $34,375 | $153,500 Land $16,000 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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