315 Highland Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 315 Highland Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,360 sqft · built 1975
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jun 2026)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-08435750`

Property Details

APN / Parcel Number

Primary APN	`01-904-08435750`
Alternative APNs	`1-904-08435750` `90408435750`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	680 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90408435750
Street Address	315 HIGHLAND DR
City	EDGEWATER
State	MD
Zip	21037-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1692 1693 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	1692
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1016
Census Tract	701104

Owner

315 Highland Dr is owned by two individuals who bought it in June 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 TOWER RD, BROOKFIELD, CT 06804-3653
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Jun 8, 2012 · Amount on File
Deed Book / Page	42485 / 258
Transfer Doc	0000011221
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 26, 2026
Property Address	315 HIGHLAND DR, EDGEWATER, MD 21037-2927
Document Number	4248000258
Book / Page	42485 / 258
Instrument Date	Jun 22, 2026
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 TOWER RD, BROOKFIELD, CT 06804-3653

Mortgage

Document Number	4248000263,
Date	Jun 26, 2026
Book Page	42485/263

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	315 HIGHLAND DR, EDGEWATER, MD 21037-2927
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375770018
Date	Sep 21, 2021
Book Page	37577/18

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Dec 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	315 HIGHLAND DR, EDGEWATER, MD 21037-2927
Document Number	0329300471
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HIGHLAND DR EDGEWATER MD 210372927, EDGEWATER, MD 21037-2927

Mortgage

Document Number	0329300471
Date	Mar 7, 2019
Book Page	032930/000471

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 315 Highland Dr was $4,252, up 5.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,900 (+6.48%) Land $220,000 Building $128,900	$348,900 (-) Land $220,000 Building $128,900
2025	$4,252.00 (+5.85%)	$327,667	$348,900 Land $220,000 Building $128,900
2024	$4,017.00 (+29%)
2023	$3,114.00	$285,200 Land $170,000 Building $115,200	$285,200 Land $170,000 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Highland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Highland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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