315 High St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 315 High St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,682 sqft · built 1880
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jan 2025)
Tax Bill	$8,154 (2026)
Deeds & Mortgages	May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`A00980`

Property Details

APN / Parcel Number

Primary APN	`A00980`
Alternative APNs	`LOWE M:201 B:2980 L:315` `M:000201 T:A00980`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,682 sqft Living Area
Gross Area	5,466 sqft
1st Floor Area	1,341 sqft
Basement Area	1,341 sqft
Unfinished Basement	1,341 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	A00980
Street Address	315 HIGH ST
City	LOWELL
State	MA
Zip	01852-2729
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Subdivision	CLINTON STREET
Legal Block	2980
Legal Lot Number	315
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2014
Census Tract	312400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 WATSON ST, LOWELL, MA 01852-3530
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2025 · Amount on Record
Deed Sale	Jan 23, 2025 · Amount on Record
Prior Sale	Jun 28, 2000 · Amount on Record
Deed Document Number	20252064
Deed Book / Page	39034 / 113
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	315 HIGH ST, LOWELL, MA 01852-2729
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35767-166
Date	May 18, 2021
Book Page	35767/166
Instrument	29644

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,154.00 (+6.23%)	$718,400 (+7.45%) Land $169,900 Building $548,500	$638,327
2025	$7,676.00 (+5.47%)	$668,600 (+9.41%) Land $148,200 Building $520,400
2024	$7,278.00 (+8.58%)	$611,100 (+13.23%) Land $151,200 Building $459,900
2023	$6,703.00	$539,700 Land $126,600 Building $413,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880