315 Hermon Rd, Gouverneur, NY 13642 Property Records

St. Lawrence County and Gouverneur Town property record for 315 Hermon Rd, Gouverneur, NY 13642

Property Summary

Property Type	Mobile Home
Details	1,296 sqft · built 1993
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Mar 2024)
Tax Bill	$2,398 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage Mar 2024 Sale & Mortgage + 2 more
APN	`404089 160.001-1-24.1`

Property Details

APN / Parcel Number

Primary APN	`404089 160.001-1-24.1`
Alternative APN	`408916000100010240010000`

Interior

Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Lot Area	91,476 sqft (2.1 acres)
Lot Width	377 ft Width
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	404089 160.001-1-24.1
Street Address	315 HERMON RD
City	GOUVERNEUR
State	NY
Zip	13642-3169
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	ALSO 2002/5702 1 FAMILY RESIDENCE
Legal Block	1
Legal Lot Number	24.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	GOUVERNEUR
Census Block Group	7
Census Block	7004
Census Tract	492700

Owner

315 Hermon Rd, a mobile home, is owned and occupied by an individual who bought it in March 2024.

Source: St. Lawrence County and Gouverneur Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	315 HERMON RD, GOUVERNEUR, NY 13642-3169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN CU
Mar 13, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 13, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTHERN CU
Sep 15, 2017	Deed of Trust, Mortgage NORTHERN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Deed Document Number	20242568
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	315 HERMON RD, GOUVERNEUR, NY 13642-3169
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HERMON RD, GOUVERNEUR, NY 13642-3169

Mortgage

Document Number	0000013618
Date	Sep 23, 2022
Instrument	R-2022-00013618

Lender

Name	NORTHERN CU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 21, 2037

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Mar 13, 2024
Property Address	315 HERMON RD, GOUVERNEUR, NY 13642-3169
Document Number	0000002568
Instrument Date	Feb 7, 2024
Instrument	R-2024-00002568
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	BROWNELL ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 HERMON RD # 5, 5, GOUVERNEUR, NY 13642-3167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	66 MACKIN RD, RUSSELL, NY 13684-3146

Mortgage

Document Number	0000002569
Date	Mar 13, 2024
Instrument	R-2024-00002569

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	315 HERMON RD, GOUVERNEUR, NY 13642-3169
Document Number	0000015837
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HERMON RD GOUVERNEUR NY 136423169, GOUVERNEUR, NY 13642-3169

Mortgage

Document Number	0000015837
Date	Nov 26, 2018
Instrument	15837

Lender

Name	NORTHERN CU
Address	WATERTOWN, NY 13601

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Nov 25, 2028

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	315 HERMON RD, GOUVERNEUR, NY 13642-3169
Document Number	0000012820
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HERMON RD GOUVERNEUR NY 136423169, GOUVERNEUR, NY 13642-3169

Mortgage

Document Number	0000012820
Date	Sep 21, 2017
Instrument	12820

Lender

Name	NORTHERN FCU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 315 Hermon Rd was $2,398, up 78.4% from the year before.

Source: St. Lawrence County and Gouverneur Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Gouverneur Town
Unified School District	Gouverneur Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,398.00 (+78.42%)
2025	$1,344.00 (-34.98%)	$83,200 (+72.26%) Land $8,700 Building $74,500	$115,556 (+81.83%) Land $12,083 Building $103,473
2024	$2,067.00	$48,300 (-) Land $8,700 Building $39,600	$63,553 (+6.58%) Land $11,447 Building $52,106
2023		$48,300 Land $8,700 Building $39,600	$59,630 Land $10,741 Building $48,889

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 315 Hermon Rd; there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Nov 2017
Claims by Event	Severe Storms And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Hermon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hermon Rd

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