315 HARMON ST BOULDER CREEK CA 950069802, BOULDER CREEK, CA 95006-9802
October 2017: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SANTA CRUZ CA
Recording Date
Oct 11, 2017
Property Address
315 HARMON ST, BOULDER CREEK, CA 95006-9802
Document Number
0000034061
Instrument Date
Sep 13, 2017
Instrument
2017-0034061
Transaction Type
Transfer
Record Updated
Sep 29, 2022
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
315 HARMON ST, BOULDER CREEK, CA 95006-9802
Mortgage
Document Number
0000034062
Date
Oct 11, 2017
Instrument
2017-0034062
Lender
Name
PROVIDENT FUNDING ASSOCIATES LP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 315 Harmon St was $10,836.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Unified School District
San Lorenzo Valley Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$918,809 (+2%)Land $499,138Building $419,671
2025
$10,836.00Homeowner's exemption
$900,793Land $489,351Building $411,442
2023
$10,485.00 (+2.39%)
$865,814Land $470,349Building $395,465
$856,350
2022
$10,240.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 315 Harmon St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 23 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
23 in force
Nearby Flood Claims
18 (1982–2023)
Claims Outside the SFHA
12 of 18
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims
Severe Winter Storms And Flooding, Feb 1998 · 5 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 315 Harmon St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood
0.09% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source
Surface water
Last State Inspection
Apr 2025
Lead
3 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025