Hillsborough County property record for 315 Gray Rd, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,546 sqft · built 2007 |
| Lot Size | 5.38 acres (234,536 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $589,000 (Dec 2020) |
| Tax Bill | $7,787 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 094231-0018 |
| Primary APN | 094231-0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,546 sqft Living Area |
| Gross Area | 3,537 sqft |
| 1st Floor Area | 2,546 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 234,536 sqft |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 391 sqft |
| Patio Area | 169 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Utility Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0942310018 |
|---|---|
| Street Address | 315 GRAY RD |
| City | LITHIA |
| State | FL |
| Zip | 33547-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | HENDRY ESTATES PLATTED SUBDIVISION LOT 4 |
| Legal Range | 22E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | HENDRY ESTATES PLATTED SUBDIVISION |
| Legal Tract | 5JW |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14106 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 GRAY RD, LITHIA, FL 33547-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Apr 21, 2006 · Amount on Record |
| Deed Document Number | 2020539513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 315 GRAY RD, LITHIA, FL 33547-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0256081105 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 25608/1105 |
| Instrument | 2018092767 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 315 GRAY RD, LITHIA, FL 33547-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0257741662 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 25774/1662 |
| Instrument | 2018196113 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 18, 2020 |
| Property Address | 315 GRAY RD, LITHIA, FL 33547-2008 |
| Document Number | 0000539513 |
| Map Reference | MB 87 PG 38 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 2020539513 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | WHITWORTH TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,123.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6970, BRANDON, FL 33508-6017 |
| Name | Verified Name |
|---|---|
| Address | 315 GRAY RD, LITHIA, FL 33547-2008 |
| Document Number | 0000539514 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020539514 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,914 (+2.7%) | $568,452 (+2.23%) Land $209,053 Building $359,399 | |
| 2025 | $7,787.00 (+12.16%) Homeowner's exemption | $433,217 (+5.99%) | $556,032 (+14.36%) Land $190,048 Building $365,984 |
| 2023 | $6,943.00 (+3.84%) Homeowner's exemption | $408,746 (+3%) | $486,224 (+4.61%) Land $126,699 Building $359,525 |
| 2022 | $6,686.00 Homeowner's exemption | $396,841 | $464,788 Land $109,806 Building $354,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 340 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 340 in force |
| Nearby Flood Claims | 72 (2001–2026) |
| Claims Outside the SFHA | 5 of 72 |
| Most Recent Claim | Aug 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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