Albemarle County property record for 315 Gloucester Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,400 sqft · built 1968 |
| Lot Size | 0.677 acres (29,490 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,064 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045B2-07-0B-00900 |
| Primary APN | 045B2-07-0B-00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Finished Area |
| Basement Area | 1,440 sqft |
| Finished Basement | 860 sqft |
| Unfinished Basement | 1,440 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 29,490 sqft (0.677 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 324 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 315 GLOUCESTER RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RESIDEN |
| Legal Description | CARRSBROOK G B 9 |
| Legal Subdivision | CARRSBROOK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10604 |
315 Gloucester Rd is owned and occupied by an individual.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 GLOUCESTER RD, CHARLOTTESVILLE, VA 22901-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 315 GLOUCESTER RD, CHARLOTTESVILLE, VA 22901-1044 |
| Document Number | 0000001795 |
| Book / Page | 004876 / 000133 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 GLOUCESTER RD CHARLOTTESVILLE VA 229011044, CHARLOTTESVILLE, VA 22901-1044 |
| Document Number | 0000001795 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 004876/000133 |
| Instrument | 1795 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2047 |
The 2026 property tax bill for 315 Gloucester Rd was $5,064, up 2.6% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,064.00 (+2.59%) | $566,400 Land $115,400 Building $451,000 | $566,400 Land $115,400 Building $451,000 |
| 2025 | $4,936.00 | ||
| 2023 | $4,359.00 | $510,500 Land $116,200 Building $394,300 | $510,500 Land $116,200 Building $394,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Gloucester Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Gloucester Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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