315 George Rd, Howe, TX 75459 Property Records

Grayson County property record for 315 George Rd, Howe, TX 75459

Property Summary

Property TypeRural Home
Details2,299 sqft · built 2021
Lot Size11.4 acres (499,720 sqft)
Owner2 Individual Names on Record
Tax Bill$5,874 (2024)
Deeds & MortgagesMay 2021 Construction Loan
May 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN240 7917004

Property Details

APN / Parcel Number

Primary APN240 7917004
Alternative APN
  • 407582

Interior

Building Area2,299 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Lot Area499,720 sqft (11.4 acres)
Garage TypeCarport
CarportCarport
Carport Area886 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area561 sqft
Utility Building120 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number407582
Street Address315 GEORGE RD
CityHOWE
StateTX
Zip75459-3540
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionHOWE COUNTRY ESTATES REPLAT LT 9 14 & 21-25, LOT 23R, ACRES 11.472
Legal SubdivisionHOWE COUNTRY ESTATES REPLAT LT 9 14 & 21
Legal Lot Number23R
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2040
Census Tract1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address315 GEORGE RD, HOWE, TX 75459-3540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Construction Mortgage
INDEPENDENT BANK
May 14, 2021Deed of Trust, Mortgage · Construction Mortgage
INDEPENDENT BANK
Aug 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020
Deed SaleJun 26, 2020
Deed Document Number2020-15710
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address315 GEORGE RD, HOWE, TX 75459-3540
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanyRED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2100 S SHORE DR, BONHAM, TX 75418-5237

Mortgage

Document Number0000016013
DateMay 14, 2021
Instrument2021-00016013
Lender
NameINDEPENDENT BANK
TypeBank
AddressMCKINNEY, TX 75069
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address315 GEORGE RD, HOWE, TX 75459-3540
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanyRED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016012
DateMay 14, 2021
Instrument2021-00016012
Lender
NameINDEPENDENT BANK
TypeBank
AddressMCKINNEY, TX 75069
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address315 GEORGE RD, HOWE, TX 75459-3540
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanyRED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027866
DateAug 17, 2022
Instrument2022-27866
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictTom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$565,197 (+6.89%) Land $39,703 Building $525,494$974,242 (+24.31%) Land $448,748 Building $525,494
2024$5,874.00 (-16.44%)
2023$528,742 Land $25,060 Building $503,682$783,727 Land $280,045 Building $503,682
2022$7,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUELLA SUD
serves 4,200 people · EPA ID TX0910032
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grayson Collin Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
400 / 100
TekWav
Fixed Wireless
100 / 20

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