315 Frederick Dr, La Plata, MD 20646 Property Records

Charles County property record for 315 Frederick Dr, La Plata, MD 20646

Property Summary

Property Type	Townhouse
Details	1 ba · 864 sqft · built 1988
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Dec 2011)
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-044885`

Property Details

APN / Parcel Number

Primary APN	`01-044885`
Alternative APNs	`1044885` `044885`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,104 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	044885
Street Address	315 FREDERICK DR
City	LA PLATA
State	MD
Zip	20646-3919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	LOT 18 MAXWELTON SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	1
Legal Lot Number	18
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1016
Census Tract	851004

Owner

315 Frederick Dr, a townhouse, is owned and occupied by an individual who bought it in December 2011.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	315 FREDERICK DR, LA PLATA, MD 20646-3919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2011 · Amount on File
Deed Sale	Dec 22, 2011 · Amount on File
Prior Sale	May 23, 2002 · Amount on File
Deed Book / Page	7665 / 293
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	315 FREDERICK DR, LA PLATA, MD 20646-3919
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 FREDERICK DR, LA PLATA, MD 20646-3919

Mortgage

Document Number	0120300168
Date	Aug 25, 2021
Book Page	12030/168

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 315 Frederick Dr was $6,266.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,400 Land $85,000 Building $126,400	$211,400 Land $85,000 Building $126,400
2025	$6,266.00
2023	$2,659.00	$175,100 Land $85,000 Building $90,100	$175,100 Land $85,000 Building $90,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Frederick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Frederick Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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