Scott County property record for 315 Frates St, Chaffee, MO 63740 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1962 |
| Square Footage | 1,118 sqft Total Area |
| Lot Size | 9,800 sqft (0.225 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $191,300 (2021) |
| Tax Bill | $774.00 (2025) |
Source: Scott County records · APN 04-4.0-18.00-002-026-015.00
Assessment roll updated September 11, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 FRATES ST, CHAFFEE, MO 63740-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage MRV BANK |
| Sep 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Apr 16, 2019 | Beneficiary Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2021 · Amount on Record |
| Deed Sale | Jul 02, 2021 · Amount on Record |
| Deed Doc Number | 20213462 |
| Deed Book / Page | 2021 / 3462 |
| Prior Transfer Date | Apr 11, 2019 |
| Prior Transfer Doc | 2019/1466 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Jul 02, 2021 |
| Property Address | 315 FRATES ST, CHAFFEE, MO 63740-1606 |
| Document Number | 2021/3462 |
| Book / Page | 2021 / 3462 |
| Instrument Date | Jul 01, 2021 |
| Instrument | 20213462 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | UNITED LAND TITLE, UNITED LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 315 FRATES ST, CHAFFEE, MO 63740-1606 |
| Document Number | 20213463 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 20213463 |
| Name | MRV BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 315 FRATES ST, CHAFFEE, MO 63740-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2019/3546 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 2019/3546 |
| Instrument | 20193546 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Apr 16, 2019 |
| Property Address | 315 FRATES ST, CHAFFEE, MO 63740-1606 |
| Document Number | 2019/1466 |
| Book / Page | 2019 / 1466 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 20191466 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 315 FRATES ST, CHAFFEE, MO 63740-1606 |
Source: Scott County records · Assessment roll updated September 11, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chaffee City |
| County | Scott County |
| Unified School District | Chaffee R-II School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $774.00 (+9.79%) | $13,300 (+11.48%) | $70,000 (+11.46%) Land $5,250 Building $64,750 |
| 2024 | $705.00 | ||
| 2023 | $11,930 | $62,800 Land $5,250 Building $57,550 |
Source: FEMA National Flood Hazard Layer, Scott County (29201C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04-4.0-18.00-002-026-015.00 |
|---|
| Building Area | 1,118 sqft Total Area |
|---|---|
| 1st Floor | 1,118 sqft 1st Floor |
| Basement Area | 1,118 sqft Basement |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,800 sqft (0.225 acres) |
| Depth X Width | 140 ft x 70 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 315 FRATES ST |
|---|---|
| City | CHAFFEE |
| State | MO |
| Zip | 63740-1606 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 60' LOT 2 & E 10' LOT 3 BLK 1 PFEFFERKORN'S 1ST CHAFFEE PB 10/14 70 X 140 |
| Legal Range | 13E |
| Legal Township | 29N |
| Legal Section | 18 |
| Legal Subdivision | CHAFFEE |
| Legal Block | 1 |
| Legal Lot Number | 2-3 |
| Jurisdiction | SCOTT MO |
| Minor Civil Division | KELSO |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 780200 |
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