Allegany County property record for 315 Franklin St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,170 sqft · built 1926 |
| Lot Size | 0.032 acres (1,381 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,000 (Apr 2008) |
| Tax Bill | $414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-023084 |
| Primary APN | 05-023084 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,170 sqft Total Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,381 sqft (0.032 acres) |
| Lot Dimensions | 81 ft deep x 18 ft wide |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 178 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 023084 |
|---|---|
| Street Address | 315 FRANKLIN ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1521 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 315 FRANKLIN ST FAIRVIEW ADDN 75 18X81 |
| Legal Subdivision | FAIRVIEW ADD |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 5, WILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1000 |
Source: Allegany County assessment roll, as of July 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 FRANKLIN ST, CUMBERLAND, MD 21502-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 4, 2008 · Amount on Record |
| Deed Sale | Apr 4, 2008 · Amount on Record |
| Prior Sale | Jan 22, 2004 |
| Deed Document Number | 200880520 |
| Deed Book / Page | 1479 / 126 |
| Transfer Doc | 0007250942 |
| Record Updated | Sep 20, 2026 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,100 (+8.07%) Land $7,500 Building $45,600 | $53,100 (-) Land $7,500 Building $45,600 | |
| 2025 | $414.00 (+8.09%) Homeowner's exemption | $49,133 (+19.25%) | $53,100 (+28.88%) Land $7,500 Building $45,600 |
| 2023 | $383.00 Homeowner's exemption | $41,200 Land $7,500 Building $33,700 | $41,200 Land $7,500 Building $33,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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