315 Foster Ave, Elyria, OH 44035 Property Records

Lorain County property record for 315 Foster Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1900
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$510 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-24-052-102-004`

Property Details

APN / Parcel Number

Primary APN	`06-24-052-102-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,522 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	762 sqft
Upper Floors Area	762 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	129 ft deep x 58 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	80 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	315 FOSTER AVE
City	ELYRIA
State	OH
Zip	44035-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENDELSON FRNT 57.99 X 129.00
Legal Subdivision	MENDELSON FRNT
Legal Tract	24
Legal Block	102
Legal Lot Number	269,2
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2002
Census Tract	70500

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 FOSTER AVE, ELYRIA, OH 44035-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Nov 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 28, 2018
Transfer Doc	0000696308
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	315 FOSTER AVE, ELYRIA, OH 44035-3519
Document Number	0000780899
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 FOSTER AVE ELYRIA OH 440353519, ELYRIA, OH 44035-3519

Mortgage

Document Number	0000780899
Date	Sep 29, 2020
Instrument	780899

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2030

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 28, 2018
Property Address	315 FOSTER AVE, ELYRIA, OH 44035-3519
Document Number	0000696308
Instrument Date	Nov 27, 2018
Instrument	696308
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 FOSTER AVE ELYRIA OH 440353519, ELYRIA, OH 44035-3519

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$510.00	$31,640 (%) Land $7,390 Building $24,250	$90,400 (-) Land $21,110 Building $69,290
2024	$510.00 (-45.1%)	$31,641 (+20.63%) Land $7,389 Building $24,252	$90,400 (+20.63%) Land $21,110 Building $69,290
2023	$929.00 (-2.11%)	$26,229 (%) Land $5,138 Building $21,091	$74,940 (-) Land $14,680 Building $60,260
2022	$949.00	$26,230 Land $5,140 Building $21,090
2021			$74,940 Land $14,680 Building $60,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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