Macon County property record for 315 First St, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 0.5 ba · 952 sqft · built 1928 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $561 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6595527881 |
| Primary APN | 6595527881 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Heated Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 480 sqft |
| Canopy | 280 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 132762 |
|---|---|
| Street Address | 315 FIRST ST |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FR2 |
| Legal Description | LOT 10 LYMAN FIELD |
| Legal Subdivision | LYMAN FIELD |
| Legal Lot Number | 10 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970304 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 FIRST ST, FRANKLIN, NC 28734-2793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Mar 21, 2019 | Deed of Trust, Mortgage FERALD E DRAKE JR ETUX |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 315 FIRST ST, FRANKLIN, NC 28734-2793 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | X39/368 |
|---|---|
| Date | May 13, 2020 |
| Book Page | X-39/368 |
| Instrument | 2020003009 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 315 FIRST ST, FRANKLIN, NC 28734-2793 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Name | Verified Name |
|---|---|
| Address | 315 FIRST ST, FRANKLIN, NC 28734-2793 |
| Document Number | C39/1366 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | C-39/1366 |
| Instrument | 2019001677 |
| Name | FERALD E DRAKE JR ETUX |
|---|---|
| Type | Private Party |
| Address | 485 PALMER RD, FRANKLIN, NC 28734 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 21, 2024 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Franklin Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561.00 | $129,710 (-0.08%) Land $22,990 Building $106,720 | $129,710 (-0.08%) Land $22,990 Building $106,720 |
| 2025 | $561.00 (+6.65%) | ||
| 2023 | $526.00 | $129,810 Land $22,990 Building $106,820 | $129,810 Land $22,990 Building $106,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2024 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BalsamWest FiberNET, Vyve Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures