315 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 315 Ferry Rd, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,282 sqft · built 1902
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Jul 2013)
Tax Bill$5,241 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNM1039R

Property Details

APN / Parcel Number

Primary APNM1039R
Alternative APNs
  • SACO M:013 L:009 U:000-000
  • M:013 L:009 U:000=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,282 sqft Living Area
Gross Area2,588 sqft
1st Floor Area932 sqft
AtticAttic
Attic Area320 sqft
Basement Area320 sqft
Unfinished Basement320 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,878 sqft (0.64 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberM1039R
Street Address315 FERRY RD
CitySACO
StateME
Zip04072-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal Lot Number9
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2013
Census Tract5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address315 FERRY RD, SACO, ME 04072-2210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2013 · Amount on Record
Deed SaleJul 2, 2013 · Amount on Record
Deed Document Number20133030796
Deed Book / Page16638 / 91
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address315 FERRY RD, SACO, ME 04072-2210
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0177390093
DateJun 22, 2018
Book Page17739/0093
Instrument2018023327
Lender
NameTRUCHOICE FCU
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,241.00 (+1.47%)$369,100 (+0.41%) Land $156,700 Building $212,400
2024$5,165.00 (+4.01%)$367,600 (+35.7%) Land $156,700 Building $210,900$473,195
2022$4,966.00$270,900 Land $119,300 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1978–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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