Allegany County property record for 315 Emily St, Cumberland, MD 21502
| Property Type | Store with Apartments |
|---|---|
| Details | 2 ba · 2,252 sqft · built 1875 |
| Lot Size | 0.07 acres (3,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Apr 1991) |
| Tax Bill | $552 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-010433 |
| Primary APN | 22-010433 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,252 sqft Total Area |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 3,050 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 29 ft wide |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 010433 |
|---|---|
| Street Address | 315 EMILY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | 315-317 EMILY ST 29X100 32 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 500 |
315 Emily St, a commercial property, is owned by an individual who acquired it in July 2014.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11919 MESSICK RD SE, CUMBERLAND, MD 21502-8714 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 1991 · Amount on File |
| Deed Sale | Apr 23, 1991 · Amount on File |
| Deed Book / Page | 594 / 103 |
| Last Transfer Date | Jul 2, 2014 |
| Transfer Doc | 0020870092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 24, 2022 |
| Property Address | 315 EMILY ST, CUMBERLAND, MD 21502 |
| Document Number | 002746-0152 |
| Book / Page | 2746 / 152 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11911 MESSICK RD SE, CUMBERLAND, MD 21502-8714 |
The 2025 property tax bill for 315 Emily St was $552.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,700 (+9.01%) Land $2,700 Building $63,000 | $65,700 (-) Land $2,700 Building $63,000 | |
| 2025 | $552.00 | $60,267 | $65,700 Land $2,700 Building $63,000 |
| 2023 | $459.00 | $49,400 Land $2,700 Building $46,700 | $49,400 Land $2,700 Building $46,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Emily St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Emily St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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