Nicollet County property record for 315 Elm St, Nicollet, MN 56074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,240 sqft · built 1962 |
| Lot Size | 0.201 acres (8,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Jul 2011) |
| Tax Bill | $640 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.871.0030 |
| Primary APN | 17.871.0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 288 sqft |
| Basement Area | 1,240 sqft |
| Finished Basement | 744 sqft |
| Unfinished Basement | 476 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,764 sqft (0.201 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 315 ELM ST |
|---|---|
| City | NICOLLET |
| State | MN |
| Zip | 56074-2052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 EX N 66 LOT 1 2 SUBDIVISIONCD 17871 SUBDIVISIONNAME WILL S ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | WILL S ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | NICOLLET |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 480200 |
Source: Nicollet County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 532, NICOLLET, MN 56074-0532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Feb 2, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2011 · Amount on Record |
| Deed Sale | Jul 28, 2011 · Amount on Record |
| Deed Document Number | 201127491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 315 ELM ST, NICOLLET, MN 56074-2052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000073311 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 73311 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 315 ELM ST, NICOLLET, MN 56074-2052 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 61498 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 61498 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | Nicollet City |
| Unified School District | Nicollet Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640.00 Homeowner's exemption | $250,400 (+35.87%) Land $33,200 Building $217,200 | $250,400 (+35.87%) Land $33,200 Building $217,200 |
| 2025 | $640.00 (+158.06%) | ||
| 2023 | $248.00 Homeowner's exemption | $184,300 Land $33,200 Building $151,100 | $184,300 Land $33,200 Building $151,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Nicollet serves 1,117 people · EPA ID MN1520004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nuvera Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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