Warren County property record for 315 Elm St, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1918 |
| Lot Size | 0.167 acres (13,050 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,689 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04-426-004-0 |
| Primary APN | 02-04-426-004-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 13,050 sqft (0.167 acres) |
| Lot Dimensions | 145 ft deep x 90 ft wide |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Canopy | 162 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 2120526 |
|---|---|
| Street Address | 315 ELM ST |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MACKINAW ADD. LOT 440 |
| Legal Subdivision | MACKINAW ADD. |
| Legal Block | 526 |
| Legal Lot Number | 440 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30200 |
315 Elm St is owned and occupied by two individuals who acquired it in July 2004.
Source: Warren County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 ELM ST, FRANKLIN, OH 45005-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1981 |
| Deed Sale | Aug 18, 1981 |
| Prior Sale | Aug 23, 1978 · Amount on File |
| Last Transfer Date | Jul 22, 2004 |
| Transfer Doc | 0036420205 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 315 Elm St was $1,689, down 17.4% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Franklin City |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,689.00 (-17.41%) | $38,130 Land $12,710 Building $25,420 | $108,930 Land $36,310 Building $72,620 |
| 2024 | $2,045.00 (+23.34%) | ||
| 2023 | $1,658.00 (+11.88%) Homeowner's exemption | $29,197 (-) Land $8,411 Building $20,786 | |
| 2022 | $1,482.00 Homeowner's exemption | $29,197 Land $8,411 Building $20,787 | $83,420 (-) Land $24,030 Building $59,390 |
| 2021 | $83,420 Land $24,030 Building $59,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Elm St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 13 (1991–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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