315 E Walnut St, Waterloo, IN 46793 Property Records

DeKalb County property record for 315 E Walnut St, Waterloo, IN 46793 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	936 sqft Living Area
Lot Size	22,825 sqft (0.524 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2021)
Tax Bill	$1,196.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`17-06-10-126-008.000-008`
Alternative APN	`310610126008`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	936 sqft Living Area
1st Floor	936 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Material	Asphalt Roof
Lot Area	22,825 sqft (0.524 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	352 sqft Garage
Shed	1 Shed
Shed Area	120 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	310610126008
Street Address	315 E WALNUT ST
City	WATERLOO
State	IN
Zip	46793-9511
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT E1/2 NW1/4 (TRACT 3) SECTION 10 TWP 34 RANGE 13 ACRES 0.5240
Legal Tract	3
Jurisdiction	DE KALB IN
Minor Civil Division	GRANT
Census Blockgroup	3
Census Block	3011
Census Tract	20200

Owner

Source: DeKalb County records · APN 17-06-10-126-008.000-008

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 E WALNUT ST, WATERLOO, IN 46793-9511
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2021 · Amount on Record
Deed Sale	Nov 04, 2021 · Amount on Record
Prior Sale	May 30, 1997 · Amount on Record
Deed Doc Number	20218143
Prior Transfer Date	Mar 24, 2006
Prior Transfer Doc	0000001980
Record Refreshed	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 04, 2021
Property Address	315 E WALNUT ST, WATERLOO, IN 46793-9511
Document Number	0202108143
Instrument Date	Oct 29, 2021
Instrument	202108143
Transaction Type	Transfer
Record Updated	Feb 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E WALNUT ST, WATERLOO, IN 46793-9511

Mortgage

Document Number	0202108144
Date	Nov 04, 2021
Instrument	202108144

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,196.00 (+5.19%)	$140,400 (+9.6%) Land $25,800 Building $114,600	$140,400 (+9.6%) Land $25,800 Building $114,600
2024	$1,137.00 (+6.56%)	$128,100 (+0.95%) Land $23,400 Building $104,700	$128,100 (+0.95%) Land $23,400 Building $104,700
2023	$1,067.00 (+0.66%)	$126,900 (+14.74%) Land $23,000 Building $103,900	$126,900 (+14.74%) Land $23,000 Building $103,900
2022	$1,060.00	$110,600 Land $11,500 Building $99,100	$110,600 Land $11,500 Building $99,100

Flood & Wildfire

315 E Walnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeKalb County (18033C), updated July 27, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.