315 E University Ave, Cincinnati, OH 45219 Property Records

Hamilton County property record for 315 E University Ave, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,449 sqft · built 1910
Lot Size	0.023 acres (1,045 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (May 2023)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-0004-0217-00`

Property Details

APN / Parcel Number

Primary APN	`092-0004-0217-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
1st Floor Area	598 sqft
2nd Floor Area	598 sqft
Attic	Attic
Attic Area	253 sqft
Basement Area	598 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	1,045 sqft (0.023 acres)
Lot Dimensions	50 ft deep x 21 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	315 E UNIVERSITY AVE
City	CINCINNATI
State	OH
Zip	45219-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY AV 21 X 50 SS UNIVERSITY E OF HIGHLAND
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	3300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	315 E UNIVERSITY AVE, CINCINNATI, OH 45219-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 16, 2023	Intrafamily Transfer, Transfer
Jan 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
Apr 24, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Prior Sale	May 10, 2023 · Amount on File
Deed Document Number	0000031275
Deed Book / Page	14913 / 1761
Last Transfer Date	Jun 16, 2023
Transfer Doc	0000041582
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 10, 2023
Property Address	315 E UNIVERSITY AVE, CINCINNATI, OH 45219-2432
Document Number	0000031275
Book / Page	14913 / 1761
Map Reference	MB 38 PG 12086
Instrument Date	Apr 28, 2023
Instrument	2023-0031275
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E UNIVERSITY AVE, CINCINNATI, OH 45219-2432

Mortgage

Document Number	0000031276
Date	May 10, 2023
Instrument	2023-0031276

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2023
Property Address	315 E UNIVERSITY AVE, CINCINNATI, OH 45219-2432
Document Number	0000041582
Book / Page	14939 / 2081
Instrument Date	Apr 27, 2023
Instrument	2023-0041582
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 EAST UNIVERSITY AVENUE, COLUMBUS, OH 43219

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	315 E UNIVERSITY AVE, CINCINNATI, OH 45219-2432
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000720
Date	Jan 4, 2023
Book Page	14825/1305
Instrument	2023-0000720

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40207

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 16, 2023

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2017
Property Address	315 E UNIVERSITY AVE, CINCINNATI, OH 45219-2432
Document Number	0000035854
Book / Page	013402 / 001528
Instrument Date	Apr 13, 2017
Instrument	35854
Transaction Type	Foreclosure
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 W MCMILLAN ST CINCINNATI OH 452191579, CINCINNATI, OH 45219-1579

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (+0.13%)	$36,561 (+%) Land $5,835 Building $30,726
2024	$2,316.00 (-0.17%)	$36,560 (-) Land $5,834 Building $30,726
2023	$2,320.00 (+78.32%)	$36,560 (+98.7%) Land $5,834 Building $30,726	$104,460 (+98.71%) Land $16,670 Building $87,790
2022	$1,301.00	$18,400 Land $2,846 Building $15,554
2020			$52,570 Land $8,130 Building $44,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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