315 E Tremont St, Interlachen, FL 32148 Property Records

Putnam County property record for 315 E Tremont St, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1950
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,600 (Dec 2007)
Tax Bill	$960 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10-24-4050-0130-0020`

Property Details

APN / Parcel Number

Primary APN	`15-10-24-4050-0130-0020`
Alternative APN	`12939`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	185 ft deep x 202 ft wide

Exterior Amenities

Porch	Enclosed/Unfinished Breezeway
Porch Area	276 sqft
Deck Area	296 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	12939
Street Address	315 E TREMONT ST
City	INTERLACHEN
State	FL
Zip	32148-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INTERLACHEN MB1 PGS 8 9, E 1/2 OF BLK 13
Legal Range	24E
Legal Township	10S
Legal Section	15
Legal Subdivision	INTERLACHEN
Legal Block	13
Legal Lot Number	2
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	3
Census Block	3023
Census Tract	950500

Owner

Source: Putnam County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 E TREMONT ST, INTERLACHEN, FL 32148-5424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2007 · Amount on Record
Deed Sale	Dec 17, 2007 · Amount on Record
Deed Document Number	2007637743
Deed Book / Page	1176 / 1041
Last Transfer Date	Dec 30, 2014
Transfer Doc	0013980099
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	315 E TREMONT ST, INTERLACHEN, FL 32148-5424
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E TREMONT ST, INTERLACHEN, FL 32148-5424

Mortgage

Document Number	0018571574
Date	Feb 24, 2026
Book Page	1857/1574
Instrument	202654005053

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Interlachen Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (+10.47%) Homeowner's exemption	$61,790 (+5.97%)	$98,280 (-0.05%) Land $15,980 Building $82,300
2023	$869.00 (+2.24%) Homeowner's exemption	$58,310 (+2.98%)	$98,330 (+14.43%) Land $15,980 Building $82,350
2022	$850.00 Homeowner's exemption	$56,620	$85,930 Land $15,980 Building $69,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INTERLACHEN WS serves 791 people · EPA ID FL2541180
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20