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315 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 315 E Second St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,254 sqft · built 1965
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$407,000 (Jul 2020)
Tax Bill$2,432 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone AE (high risk)
APN244NM007

Property Details

APN / Parcel Number

Primary APN244NM007
Alternative APNs
  • 107516937600
  • 80097805

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,254 sqft Heated Area
Gross Area1,870 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2005
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80097805
Street Address315 E SECOND ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-43 PH-2 LITTLE BEACH LANDING PL 81/62
Legal SubdivisionLITTLE BEACH LANDING SUBDIVISION
Legal Phase2
Legal Lot Number43
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4006
Census Tract20512

Owner

Source: Brunswick County records · APN 244NM007

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address315 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Warranty Deed, Transfer · Conventional with PMI
PINNACLE BK
Oct 28, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleOct 28, 2019 · Amount on Record
Deed Book / Page4410 / 154
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJul 31, 2020
Property Address315 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Document Number0044090154
Book / Page004409 / 000154
Instrument DateJul 29, 2020
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$814.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5414 DAYTONA RD ROANOKE VA 240196310, ROANOKE, VA 24019-6310

Mortgage

Document Number44090173
DateJul 31, 2020
Book Page004409/000173
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateOct 28, 2019
Property Address315 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609
Document Number0042661170
Book / Page004266 / 001170
Instrument DateOct 23, 2019
Transaction TypeTransfer
Record UpdatedNov 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$340.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E FIRST ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,432.00$652,570 (+5.53%) Land $250,000 Building $402,570$652,570 (+5.53%) Land $250,000 Building $402,570
2023$618,350 Land $250,000 Building $368,350$618,350 Land $250,000 Building $368,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 612 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
51 under condo master policies
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024, other causes, Tropical Storm Debby
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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