Black Hawk County property record for 315 E San Marnan Dr, Waterloo, IA 50702
| Property Type | Office Building |
|---|---|
| Details | 2,464 sqft · built 1988 |
| Lot Size | 0.337 acres (14,694 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jul 2025) |
| Tax Bill | $9,470 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-03-329-006 |
| Primary APN | 8813-03-329-006 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,464 sqft Gross Area |
| 1st Floor Area | 2,464 sqft |
| Basement Area | 2,464 sqft |
| Unfinished Basement | 2,464 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Shingle |
| Lot Area | 14,694 sqft (0.337 acres) |
| Lot Dimensions | 157 ft deep x 93 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 315 E SAN MARNAN DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-5837 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | BROOKERIDGE PART OF LOT 13 DESC AS FOLLOWS COM AT THE NE COR OF SAID LOT AND RUNNING TH WLY ALONG NLY LINE SAID LOT 93 FT TH |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 03 |
| Legal Subdivision | BROOKERIDGE |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1301 |
315 E San Marnan Dr, a commercial property, is owned by two individuals who bought it in July 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1230, WATERLOO, IA 50704-1230 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on File |
| Deed Sale | Jul 30, 2025 · Amount on File |
| Deed Document Number | 202510971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 30, 2025 |
| Property Address | 315 E SAN MARNAN DR, WATERLOO, IA 50702-5837 |
| Document Number | 0202510971 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 2025-10971 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1230, WATERLOO, IA 50704-1230 |
| Document Number | 0202510858 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 2025-10858 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 28, 2030 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 315 E San Marnan Dr was $9,470.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,470.00 | $333,140 Land $102,860 Building $230,280 | $333,140 Land $102,860 Building $230,280 |
| 2023 | $333,140 | $333,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 E San Marnan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 E San Marnan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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