315 E Saint Paul St, Spring Valley, IL 61362 Property Records

Bureau County property record for 315 E Saint Paul St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2021)
Tax Bill	$4,653 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-35-353-005`

Property Details

APN / Parcel Number

Primary APN	`18-35-353-005`
Alternative APN	`795`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	9,801 sqft (0.225 acres)

Location & Zoning

Account Number	1835353005
Street Address	315 E SAINT PAUL ST
City	SPRING VALLEY
State	IL
Zip	61362-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY L 10-11-12 BLK 44 D 21-0406
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	CITY SPRING VLY
Legal Block	44
Legal Lot Number	10-11
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1021
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY CITY BANK
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY CITY BANK
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	2021406
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2141
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00166
Date	Jan 11, 2017
Instrument	2017R00166

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2141
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00070
Date	Jan 5, 2017
Instrument	2017R00070

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 1, 2021
Property Address	315 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2141
Document Number	2021R00406
Instrument Date	Jan 29, 2021
Instrument	2021R00406
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2141

Mortgage

Document Number	2021R00407
Date	Feb 1, 2021
Instrument	2021R00407

Lender

Name	OTTAWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,653.00 (+13.85%)	$51,722 (+15.77%) Land $10,120 Building $41,602	$155,166 (+15.77%) Land $30,360 Building $124,806
2023		$44,678 Land $8,742 Building $35,936	$134,034 Land $26,226 Building $107,808
2022	$4,087.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, IVNet.

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