315 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 315 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	1,327 sqft Living Area
Lot Size	3,920 sqft (0.089 acres)
Occupancy	Owner Occupied
Last Sale	$71,500 (2020)
Tax Bill	$1,686.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-057-000-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,327 sqft Living Area
1st Floor	994 sqft 1st Floor
2nd Floor	333 sqft 2nd Floor
Upper Floors	333 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1955
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	3,920 sqft (0.089 acres)
Depth X Width	120 ft x 35 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Porch	Open Porch
Porch Area	126 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	315 E RIVER ST
City	ELYRIA
State	OH
Zip	44035-5244
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BROCKS 35 X 120
Legal Subdivision	W E BROOKS SUBDIVISION
Legal Tract	25
Legal Lot Number	1
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1026
Census Tract	70700

Owner

Source: Lorain County records · APN 06-25-057-000-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 E RIVER ST, ELYRIA, OH 44035-5244
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Jan 26, 2007
Deed Doc Number	2020000982
Record Refreshed	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 27, 2020
Property Address	315 E RIVER ST, ELYRIA, OH 44035-5244
Document Number	0000750880
Instrument Date	Feb 25, 2020
Instrument	750880
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E RIVER ST ELYRIA OH 440355244, ELYRIA, OH 44035-5244

Mortgage

Document Number	750881
Date	Feb 27, 2020
Instrument	750881

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,686.00	$34,110 (-0.01%) Land $4,900 Building $29,210	$97,470 (-) Land $14,000 Building $83,470
2024	$1,686.00 (+26.01%)	$34,115 (+42.25%) Land $4,900 Building $29,215	$97,470 (+42.25%) Land $14,000 Building $83,470
2023	$1,338.00 (+0.3%)	$23,982 (+0.01%) Land $2,842 Building $21,140	$68,520 (-) Land $8,120 Building $60,400
2022	$1,334.00	$23,980 Land $2,840 Building $21,140
2021			$68,520 Land $8,120 Building $60,400

Flood & Wildfire

315 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.