315 E Ridgeview St, Elberfeld, IN 47613 Property Records

Warrick County property record for 315 E Ridgeview St, Elberfeld, IN 47613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 1991
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87-04-20-101-002.000-007`

Property Details

APN / Parcel Number

Primary APN	`87-04-20-101-002.000-007`
Alternative APNs	`03040900002` `00000989693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	288 ft deep x 136 ft wide
Garage Type	Mixed
Garage Area	1,348 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	615 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000989693
Street Address	315 E RIDGEVIEW ST
City	ELBERFELD
State	IN
Zip	47613-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTER'S ESTATES SUB SEC A LOT 2
Legal Subdivision	WALTERS ESTATES
Legal Lot Number	2
Jurisdiction	WARRICK IN
Township / Civil Division	GREER
Census Block Group	4
Census Block	4000
Census Tract	30200

Owner

Source: Warrick County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 E RIDGEVIEW ST, ELBERFELD, IN 47613-9236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARRICK IN
Property Address	315 E RIDGEVIEW ST, ELBERFELD, IN 47613-9236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R009863
Date	Sep 16, 2020
Instrument	2020R-009863

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Warrick County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Warrick County
County Subdivision	Greer Township
Unified School District	Warrick County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (-7.34%) Homeowner's exemption	$286,300 (+5.41%) Land $34,600 Building $251,700	$286,300 (+5.41%) Land $34,600 Building $251,700
2024	$1,854.00 (+2.94%) Homeowner's exemption	$271,600 (+0.74%) Land $34,600 Building $237,000	$271,600 (+0.74%) Land $34,600 Building $237,000
2023		$269,600 (+9.86%) Land $38,500 Building $231,100	$269,600 (+9.86%) Land $38,500 Building $231,100
2022	$1,801.00	$245,400 Land $56,400 Building $189,000	$245,400 Land $56,400 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mainstream Fiber Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20