Sacramento County property record for 315 E Ranch Rd, Sacramento, CA 95825
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 2,349 sqft · built 1977 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $690,000 (Dec 2024) |
| Tax Bill | $8,302 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 293-0020-009-0000 |
| Primary APN | 293-0020-009-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,349 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| 2nd Floor Area | 918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Area | 401 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 315 E RANCH RD |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95825-6406 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1A-R |
| Legal Description | CAMPUS COMMONS EAST RANCH, LOT 44 |
| Legal Subdivision | CAMPUS COMMONS EAST RANCH |
| Legal Lot Number | 44 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5404 |
Source: Sacramento County records · APN 293-0020-009-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 E RANCH RD, SACRAMENTO, CA 95825-6406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 20, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 09, 2023 | Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RIVER CTY BK |
| Jul 12, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | May 09, 2023 · Amount on Record |
| Deed Book / Page | 20241212 / 331 |
| Prior Transfer Date | Jul 25, 2012 |
| Prior Transfer Doc | 0000000839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 315 E RANCH RD, SACRAMENTO, CA 95825-6406 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 315 E RANCH RD, SACRAMENTO, CA 95825-6406 |
| Document Number | 0000000852 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 202506200852 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 09, 2023 |
| Property Address | 315 E RANCH RD, SACRAMENTO, CA 95825-6406 |
| Document Number | 0000000038 |
| Map Reference | MB 103 MAP 18 |
| Instrument Date | May 04, 2023 |
| Instrument | 202305090038 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 315 E RANCH RD, SACRAMENTO, CA 95825-6406 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000039 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 202305090039 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 315 E RANCH RD, SACRAMENTO, CA 95825-6406 |
| Document Number | 1910221694 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 315 E RANCH RD SACRAMENTO CA 958256406, SACRAMENTO, CA 95825-6406 |
| Document Number | 1910221694 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 1910221694 |
| Name | RIVER CTY BK |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, CA 95833 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 12, 2018 |
| Property Address | 315 E RANCH RD, SACRAMENTO, CA 95825-6406 |
| Document Number | 1807121053 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 1807121053 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.75 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 E RANCH RD SACRAMENTO CA 958256406, SACRAMENTO, CA 95825-6406 |
| Document Number | 1807121054 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 1807121054 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $703,800 (+2%) Land $137,700 Building $566,100 | |
| 2025 | $8,302.00 (+0.64%) | $690,000 (+18.08%) Land $135,000 Building $555,000 |
| 2024 | $8,249.00 (+14.24%) | |
| 2023 | $7,221.00 (+0.57%) | $584,346 Land $134,023 Building $450,323 |
| 2022 | $7,180.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 8 (1995–2005) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Consolidated Communications, Succeed.Net.
Based on FCC filings for 370 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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