Garfield County property record for 315 E Railroad St, Garber, OK 73738
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 932 sqft · built 1926 |
| Lot Size | 0.321 acres (13,999 sqft) |
| Owner | Company Name on File |
| Last Sale | $13,000 (Apr 2023) |
| Tax Bill | $416 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26570 |
| Primary APN | 26570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,999 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 26570 |
|---|---|
| Street Address | 315 E RAILROAD ST |
| City | GARBER |
| State | OK |
| Zip | 73738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3-6 BLOCK 2 SD-G47 GARBER'S ADDN TO GARBER SW/4 25-23-4 |
| Legal Range | 04W |
| Legal Township | 23N |
| Legal Section | 25 |
| Legal Subdivision | GARBER'S TO GARBER |
| Legal Block | 2 |
| Legal Lot Number | 3-6 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 1100 |
315 E Railroad St is owned by a company that bought it in April 2023.
Source: Garfield County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4810 W OWEN K GARRIOTT RD, ENID, OK 73703-4608 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Apr 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on File |
| Deed Sale | Apr 20, 2023 · Amount on File |
| Prior Sale | Dec 11, 2002 · Amount on File |
| Deed Document Number | 20233036 |
| Deed Book / Page | 2623 / 166 |
| Prior Transfer Date | Apr 14, 2023 |
| Prior Transfer Doc | 002623/166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Apr 23, 2026 |
| Property Address | 315 E RAILROAD ST, GARBER, OK 73738 |
| Document Number | 0000003404 |
| Book / Page | 2755 / 35 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20263404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000003404, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 2755/35 |
| Instrument | 20263404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Apr 20, 2023 |
| Property Address | 315 E RAILROAD ST, GARBER, OK 73738 |
| Document Number | 002623/166 |
| Book / Page | 2623 / 166 |
| Instrument Date | Apr 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $19.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4806 W OWEN K GARRIOTT RD, ENID, OK 73703-4646 |
The 2025 property tax bill for 315 E Railroad St was $416.
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Garber City |
| Unified School District | Garber Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,250 (+3.01%) Land $750 Building $3,500 | $33,999 (+3%) Land $6,000 Building $27,999 | |
| 2025 | $416.00 | $4,126 Land $750 Building $3,376 | $33,009 Land $6,000 Building $27,009 |
| 2023 | $210.00 | $2,042 Land $488 Building $1,554 | $23,780 Land $5,270 Building $18,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 E Railroad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 E Railroad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416 |
|---|---|
| Water Source | Purchased groundwater from ENID |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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