315 E North St, Truro, IA 50257 Property Records

Madison County property record for 315 E North St, Truro, IA 50257

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$149,500 (Dec 2023)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`890000101030000`

Property Details

APN / Parcel Number

Primary APN	`890000101030000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	140 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	315 E NORTH ST
City	TRURO
State	IA
Zip	50257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 1 ORIGINAL ADDITION
Legal Subdivision	ORIGINAL ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	MADISON IA
Township / Civil Division	OHIO
Census Block Group	2
Census Block	2026
Census Tract	60300

Owner

315 E North St is owned and occupied by an individual who bought it in December 2023.

Source: Madison County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	315 E NORTH ST, TRURO, IA 50257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · FHA Mortgage SCALE BANK
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Deed Document Number	20233112
Deed Book / Page	2023 / 3112
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Dec 20, 2023
Property Address	315 E NORTH ST, TRURO, IA 50257
Document Number	02023/3112
Book / Page	2023 / 3112
Instrument Date	Dec 14, 2023
Instrument	2023 3112
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E NORTH ST, TRURO, IA 50257

Mortgage

Document Number	0020233113
Date	Dec 20, 2023
Instrument	2023 3113

Lender

Name	SCALE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	315 E NORTH ST, TRURO, IA 50257
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2896
Date	Jul 14, 2021
Book Page	2021/2896
Instrument	2021 2896

Lender

Name	TRUBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 315 E North St was $2,470.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Truro City
Unified School District	Interstate 35 Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,470.00	$126,300 Land $10,900 Building $115,400	$126,300 Land $10,900 Building $115,400
2024	$2,470.00
2023		$124,100 Land $7,300 Building $116,800	$124,100 Land $7,300 Building $116,800
2022	$2,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 E North St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRURO WATERWORKS serves 525 people · EPA ID IA6167036
Water Source	Purchased surface water from WARREN WATER DISTRICT
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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