315 E Niagara Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 315 E Niagara Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$506,000 (Mar 2022)
Tax Bill	$10,968 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-402-025`

Property Details

APN / Parcel Number

Primary APN	`06-12-402-025`

Interior

Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	16 ft deep x 5 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	315 E NIAGARA AVE
City	ELMHURST
State	IL
Zip	60126-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RESUB PT OF STRATFORD HILLS
Legal Subdivision	RESUB PT OF STRATFORD HILLS
Legal Block	11
Legal Lot Number	12
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2015
Census Tract	844002

Owner

315 E Niagara Ave is owned and occupied by two individuals who bought it in March 2022.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	747 W CORNELIA AVE, N2, CHICAGO, IL 60657-2464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Document Number	202226940
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0000022393
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 15, 2022
Property Address	315 E NIAGARA AVE, ELMHURST, IL 60126-4032
Document Number	0000026940
Map Reference	DOC 216081
Instrument Date	Feb 28, 2022
Instrument	R2022-026940
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	315 E NIAGARA AVE, ELMHURST, IL 60126-4032

Mortgage

Document Number	0000026941
Date	Mar 15, 2022
Instrument	R2022-026941

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.57%

Tax Assessment & Valuation

The 2025 property tax bill for 315 E Niagara Ave was $10,968 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,968.00	$197,518 Land $101,325 Building $96,193	$592,554 Land $303,975 Building $288,579
2022	$8,128.00 Homeowner's exemption	$140,050 Land $83,510 Building $56,540	$420,150 Land $250,530 Building $169,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 E Niagara Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20