315 E Monroe St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 315 E Monroe St, Cannon Beach, OR 97110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on Record
Last Sale	$440,000 (Aug 2013)
Tax Bill	$4,623 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51029BC01900`

Property Details

APN / Parcel Number

Primary APN	`51029BC01900`
Alternative APN	`5522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	768 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	144 sqft
Deck Area	30 sqft
Patio Area	144 sqft
Fence	Fence
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5522
Street Address	315 E MONROE ST
City	CANNON BEACH
State	OR
Zip	97110-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ELK CREEK PARK FIRST ADD N 1/2 LTS 1 & 2 BLK 3
Legal Range	10
Legal Township	05
Legal Section	29
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	ELK CREEK PARK FIRST ADD
Legal Block	3
Legal Lot Number	1-2 2
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	3
Census Block	3065
Census Tract	951100

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	19896 N 94TH WAY, SCOTTSDALE, AZ 85255-5574
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEFINITY
Aug 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Prior Sale	Apr 20, 2018
Deed Document Number	0000007519
Last Transfer Date	Aug 7, 2020
Transfer Doc	0000006464
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	315 E MONROE ST, CANNON BEACH, OR 97110-3122
Document Number	0000009352
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19896 N 94TH WAY SCOTTSDALE AZ 852555574, SCOTTSDALE, AZ 85255-5574

Mortgage

Document Number	0000009352
Date	Oct 26, 2020
Instrument	9352

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLATSOP OR
Recording Date	Aug 7, 2020
Property Address	315 E MONROE ST, CANNON BEACH, OR 97110-3122
Document Number	0000006464
Instrument Date	Jul 8, 2020
Instrument	6464
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	19896 N 94TH WAY SCOTTSDALE AZ 852555574, SCOTTSDALE, AZ 85255-5574

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLATSOP OR
Recording Date	Apr 20, 2018
Property Address	315 E MONROE ST, CANNON BEACH, OR 97110-3122
Document Number	0000002940
Instrument Date	Mar 19, 2018
Instrument	2940
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19896 N 94TH WAY SCOTTSDALE AZ 852555574, SCOTTSDALE, AZ 85255-5574

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Cannon Beach City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,623.00 (+12.07%)	$506,655 (+44.27%) Building $506,655	$902,664 (+4.97%) Land $396,009 Building $506,655
2023	$4,125.00 (+2.66%)	$351,176 (+3%)	$859,894 (+5.73%) Land $380,777 Building $479,117
2022	$4,018.00	$340,948	$813,280 Land $331,111 Building $482,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	174 units insured incl. 33 condo units
Nearby Flood Claims	17 (1981–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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