315 E Main St, Troy, PA 16947 Property Records

Bradford County property record for 315 E Main St, Troy, PA 16947

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Jun 2020)
Tax Bill	$2,049 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-068.01-138-000-000`

Property Details

APN / Parcel Number

Primary APN	`52-068.01-138-000-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	315 E MAIN ST
City	TROY
State	PA
Zip	16947-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & GARAGE
Jurisdiction	BRADFORD PA
Township / Civil Division	TROY
Census Block Group	3
Census Block	3008
Census Tract	950700

Owner

Source: Bradford County assessment roll, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 BRADFORD ST, TROY, PA 16947-8469
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Jul 20, 2006 · Amount on Record
Deed Document Number	20204814
Record Updated	Jun 8, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Jun 3, 2020
Property Address	315 E MAIN ST, TROY, PA 16947-1215
Document Number	0202004814
Instrument Date	May 29, 2020
Instrument	202004814
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2902 FARMERS VALLEY RD, 2902, TROY, PA 16947-7733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BRADFORD ST, TROY, PA 16947-8469

Mortgage

Document Number	0202004815
Date	Jun 3, 2020
Instrument	202004815

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Troy Borough
Unified School District	Troy Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,049.00 (+6.72%)	$26,850 (-)
2024	$1,920.00	$26,850
1999			$53,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER DEPTARTMENT serves 1,362 people · EPA ID PA2080020
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	16 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Pencor Services Cable	2,000 / 40
Empire Telephone Corporation/North Penn Telephone Company Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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