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315 E Main St, Troy, NC 27371 Property Records

Montgomery County property record for 315 E Main St, Troy, NC 27371

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,116 sqft · built 1977
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$8,000 (Jan 1974)
Tax Bill$1,089 (2025)
Deeds & MortgagesSep 2022 Sale
Jul 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN7538 10 46 4646

Property Details

APN / Parcel Number

Primary APN7538 10 46 4646
Alternative APNs
  • 1482425
  • 1486435

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,116 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick Veneer
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions179 ft deep x 148 ft wide
Garage TypeAttached
Garage Area676 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemZoned

Location & Zoning

Account Number1486435
Street Address315 E MAIN ST
CityTROY
StateNC
Zip27371-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionWRIGHT E. MAIN STREET
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group2
Census Block2037
Census Tract960201

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address315 E MAIN ST, TROY, NC 27371-3303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Warranty Deed, Transfer
Jul 13, 2022Warranty Deed, Transfer
Mar 23, 2020Intrafamily Transfer, Transfer
Mar 9, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1974 · Amount on Record
Deed SaleJan 1, 1974 · Amount on Record
Deed Book / Page177 / 165
Last Transfer DateMar 17, 2020
Transfer Doc843/711
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateSep 19, 2022
Property Address315 E MAIN ST, TROY, NC 27371-3303
Document Number0000910/18
Book / Page910 / 18
Instrument DateSep 19, 2022
Instrument375490
Transaction TypeTransfer
Record UpdatedOct 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 E MAIN ST, 315, TROY, NC 27371-3303

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E MAIN ST, TROY, NC 27371-3303

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateJul 13, 2022
Property Address315 E MAIN ST, TROY, NC 27371-3303
Document Number000905/805
Book / Page905 / 805
Map ReferenceMB 91 PG 93
Instrument DateJul 11, 2022
Instrument374619
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 E MAIN ST, 315, TROY, NC 27371-3303

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E MAIN ST, TROY, NC 27371-3303

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY NC
Recording DateMar 23, 2020
Property Address315 E MAIN ST, TROY, NC 27371-3303
Document Number843/711
Book / Page843 / 711
Instrument DateMar 17, 2020
Instrument362374
Transaction TypeTransfer
Record UpdatedOct 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 5257, MOUNT GILEAD, NC 27306

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E MAIN ST, TROY, NC 27371-3303

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY NC
Recording DateMar 9, 2020
Property Address315 E MAIN ST, TROY, NC 27371-3303
Document Number843/173
Book / Page843 / 173
Instrument DateMar 9, 2020
Instrument362242
Transaction TypeTransfer
Record UpdatedOct 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address315 E MAIN ST, 315, TROY, NC 27371-3303

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 FAIRFIELD ROAD, MOUNT GILEAD, NC 27306

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,152 (-) Land $17,262 Building $159,890$177,152 (-) Land $17,262 Building $159,890
2025$1,089.00$177,152 (-) Land $17,262 Building $159,890$177,152 (-) Land $17,262 Building $159,890
2023$177,152 Land $17,262 Building $159,890$177,152 Land $17,262 Building $159,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TROY
serves 3,591 people · EPA ID NC0362020
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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