315 E Kiernan Ave, Spokane, WA 99207 Property Records

Spokane County property record for 315 E Kiernan Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,366 sqft · built 1894
Lot Size	0.351 acres (15,300 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Oct 2015)
Tax Bill	$3,716 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35053.1013`

Property Details

APN / Parcel Number

Primary APN	`35053.1013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	4,928 sqft
1st Floor Area	1,686 sqft
Upper Floors Area	1,686 sqft
Basement Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	102 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	315 E KIERNAN AVE
City	SPOKANE
State	WA
Zip	99207-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L15-16-17B91
Legal Range	17
Legal Township	16
Legal Section	15
Legal Subdivision	LIDGERWOOD PK
Legal Lot Number	15-16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4059
Census Tract	1400

Owner

315 E Kiernan Ave is owned and occupied by an individual who acquired it in December 2025.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	315 E KIERNAN AVE, SPOKANE, WA 99207-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 8, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage GLOBAL EQUITY FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2015 · Amount on File
Deed Sale	Oct 21, 2015 · Amount on File
Prior Sale	Oct 15, 1996 · Amount on File
Deed Document Number	20156445825
Last Transfer Date	Dec 3, 2025
Transfer Doc	0007457824
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	315 E KIERNAN AVE, SPOKANE, WA 99207-1854
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007062420
Date	Apr 16, 2021
Instrument	7062420

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	315 E KIERNAN AVE, SPOKANE, WA 99207-1854
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007339128
Date	Mar 20, 2024
Instrument	7339128

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Dec 8, 2025
Property Address	315 E KIERNAN AVE, SPOKANE, WA 99207-1854
Document Number	0007457824
Map Reference	VOL A PG 124
Instrument Date	Dec 3, 2025
Instrument	7457824
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	315 E KIERNAN AVE, SPOKANE, WA 99207-1854

Mortgage

Document Number	0007457825
Date	Dec 8, 2025
Instrument	7457825

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 315 E Kiernan Ave was $3,716, up 7.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,716.00 (+7.8%)	$371,400 (+2.17%) Land $105,000 Building $266,400	$371,400 (+2.17%) Land $105,000 Building $266,400
2025	$3,447.00 (+12.61%)	$363,500 (+14.85%) Land $105,000 Building $258,500	$363,500 (+14.85%) Land $105,000 Building $258,500
2024	$3,061.00 (-1.16%)	$316,500 (+31.66%) Land $70,000 Building $246,500	$316,500 (+31.66%) Land $70,000 Building $246,500
2023	$3,097.00 (+10.06%)	$240,400 Land $52,000 Building $188,400	$240,400 Land $52,000 Building $188,400
2022	$2,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 E Kiernan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 E Kiernan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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