315 E Heard St, Duluth, MN 55808 Property Records

St. Louis County property record for 315 E Heard St, Duluth, MN 55808 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,328 sqft Gross Area
Lot Size	7,003 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$189,900 (2025)
Tax Bill	$1,832.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-4040-00360`
Alternative APNs	`1188353` `797670`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,328 sqft Gross Area
1st Floor	878 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	7,003 sqft (0.16 acres)

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	24 sqft Deck
Porch	1 Porch
Porch Area	30 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1188353
Street Address	315 E HEARD ST
City	DULUTH
State	MN
Zip	55808-2036
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 15 AND 16 SERIAL #
Legal Subdivision	SMITHS ADD TO NEW DULUTH 1ST D
Legal Block	2
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	2
Census Block	2020
Census Tract	3800

Owner

Source: St. Louis County records · APN 010-4040-00360

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 E HEARD ST, DULUTH, MN 55808-2036
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Feb 08, 2006 · Amount on Record
Deed Doc Number	20251094513
Record Refreshed	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2025
Property Address	315 E HEARD ST, DULUTH, MN 55808-2036
Document Number	0001094513
Instrument Date	Sep 05, 2025
Instrument	1094513
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$626.67
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E HEARD ST, DULUTH, MN 55808-2036

Mortgage

Document Number	0001094514
Date	Sep 24, 2025
Instrument	1094514

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,832.00 (+15.8%) Homeowner's exemption
2025	$1,582.00 (+20.58%) Homeowner's exemption	$159,500 (+10.76%) Land $16,700 Building $142,800	$159,500 (+10.76%) Land $16,700 Building $142,800
2024	$1,312.00	$144,000 (+21.42%) Land $16,400 Building $127,600	$144,000 (+21.42%) Land $16,400 Building $127,600
2022		$118,600 Land $18,500 Building $100,100	$118,600 Land $18,500 Building $100,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low 20th percentile nationally · 39th in Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.