Harrison County property record for 315 E Fourth St, Long Beach, MS 39560 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,209 sqft · built 2020 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jan 2023 Transfer Oct 2019 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 0612A-03-040.000 |
| Primary APN | 0612A-03-040.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,209 sqft Adjusted Area |
| 1st Floor Area | 2,040 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Hip |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 315 E FOURTH ST |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 28 FT OF LOT 2 & W 47 FT OF LOT 3 BLK 14 ORIGINAL LONG BEACH |
| Legal Range | 12W |
| Legal Township | 08S |
| Legal Section | 13 |
| Legal Subdivision | ORIGINAL LONG BEACH |
| Legal Block | 14 |
| Legal Lot Number | 2-3 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 2802 |
Source: Harrison County records · APN 0612A-03-040.000
Assessment roll updated November 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 E FOURTH ST, LONG BEACH, MS 39560-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2023 | Intrafamily Transfer, Transfer |
| Oct 08, 2019 | Deed of Trust, Mortgage · Construction Mortgage HANCOCK WHITNEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2023 |
| Transfer Doc | 0000001790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jan 09, 2023 |
| Property Address | 315 E FOURTH ST, LONG BEACH, MS 39560-6208 |
| Document Number | 20230000465DJ1 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2023-0000465-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 E FOURTH ST, LONG BEACH, MS 39560-6209 |
| Name | Verified Name |
|---|---|
| Address | 330 E FOURTH ST, LONG BEACH, MS 39560-6209 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 315 E FOURTH ST, LONG BEACH, MS 39560-6208 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20198784TJ1 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 2019-8784-T-J1 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $23,891 (+4.24%) | $238,905 (+4.24%) Land $31,500 Building $207,405 |
| 2023 | $22,919 | $229,191 Land $31,500 Building $197,691 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470028021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 217 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 226 units insured 9 under condo master policies |
| Nearby Flood Claims | 10 (1998–2020) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2020, rainfall accumulation, Hurricane Zeta |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| Telapex | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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