315 E Edwards St, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 315 E Edwards St, Endicott, NY 13760

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,628 sqft · built 1932
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$134,000 (Nov 2022)
Tax Bill$4,625 (2026)
Deeds & MortgagesJul 2022 Mortgage
Nov 2022 Sale & Mortgage
APN034601 157.13-3-14

Property Details

APN / Parcel Number

Primary APN034601 157.13-3-14
Alternative APNs
  • 460115701300030140000000
  • 46000209320

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,628 sqft Living Area
1st Floor Area862 sqft
2nd Floor Area766 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchPorch
Porch Area36 sqft
Canopy180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number46000209320
Street Address315 E EDWARDS ST
CityENDICOTT
StateNY
Zip13760-6009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUSF
Legal Block3
Legal Lot Number14.000
JurisdictionBROOME NY
Township / Civil DivisionUNION
Census Block Group2
Census Block2009
Census Tract13700

Owner

315 E Edwards St is owned and occupied by an individual who bought it in November 2022.

Source: Broome County and Union Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address315 E EDWARDS ST, ENDICOTT, NY 13760-6009
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 10, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2022 · Amount on File
Deed SaleNov 10, 2022 · Amount on File
Prior SaleJun 16, 2015 · Amount on File
Deed Document Number202228507
Deed Book / Page2707 / 547
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address315 E EDWARDS ST, ENDICOTT, NY 13760-6009
Transaction TypeMortgage
Record UpdatedFeb 8, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E EDWARDS ST, ENDICOTT, NY 13760-6009

Mortgage

Document Number04092/1053
DateJul 29, 2022
Book Page4092/1053
Instrument202200019513
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term346 Months
DueMay 1, 2051

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBROOME NY
Recording DateNov 10, 2022
Property Address315 E EDWARDS ST, ENDICOTT, NY 13760-6009
Document Number002707/547
Book / Page2707 / 547
Instrument DateNov 8, 2022
Instrument202200028507
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$536.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 E EDWARDS ST, ENDICOTT, NY 13760-6009

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 E EDWARDS ST # 2, 2, ENDICOTT, NY 13760-6008

Mortgage

Document Number202200028508
DateNov 10, 2022
Instrument202200028508
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 315 E Edwards St was $4,625, down 31.7% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionUnion Town
MunicipalityEndicott Village
Unified School DistrictUnion-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,625.00 (-31.72%)
2025$6,774.00 (+4.22%)$4,700 Land $700 Building $4,000$169,100 Land $25,185 Building $143,915
2024$6,500.00
2023$4,700 Land $700 Building $4,000$135,838 Land $20,231 Building $115,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 315 E Edwards St; there have been 28 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims28 (1983–2011)
Claims Outside the SFHA27 of 28
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 12 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 E Edwards St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENDICOTT MUNICIPAL WATER WORKS
serves 45,000 people · EPA ID NY0301665
Water SourceGroundwater
Last State InspectionDec 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50

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