315 E Echo St, Lake Alfred, FL 33850 Property Records

Polk County property record for 315 E Echo St, Lake Alfred, FL 33850 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,299 sqft · built 2006
Lot Size	0.224 acres (9,779 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2021)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42826000`

Property Details

APN / Parcel Number

Primary APN	`42826000`
Alternative APNs	`262804522750000060` `042826522750000060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,299 sqft Living Area
Gross Area	2,897 sqft
1st Floor Area	2,299 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,779 sqft (0.224 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	198 sqft

Location & Zoning

Account Number	42826000
Old Parcel Number	042826522750000060
Street Address	315 E ECHO ST
City	LAKE ALFRED
State	FL
Zip	33850-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1, THE LAKES PLAT BOOK 130 PGS 1 & 2 LOT 6
Legal Range	26
Legal Township	28
Legal Section	04
Legal Subdivision	TRACT 1 THE LAKES
Legal Tract	1
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4002
Census Tract	12900

Owner

Source: Polk County records · APN 42826000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	315 E ECHO ST, LAKE ALFRED, FL 33850-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Jul 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 31, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Aug 10, 2012
Deed Document Number	2021075366
Deed Book / Page	11637 / 671
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 24, 2021
Property Address	315 E ECHO ST, LAKE ALFRED, FL 33850-2925
Document Number	0000075366
Book / Page	11637 / 671
Map Reference	MB 130 PG 1
Instrument Date	Mar 19, 2021
Instrument	2021075366
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 TERRANOVA RD, 829, WINTER HAVEN, FL 33884-3441

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011637673
Date	Mar 24, 2021
Instrument	11637/673

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	315 E ECHO ST, LAKE ALFRED, FL 33850-2925
Document Number	0112921824
Instrument Date	Jul 01, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 E ECHO ST LAKE ALFRED FL 338502925, LAKE ALFRED, FL 33850-2925

Mortgage

Document Number	0112921824
Date	Jul 09, 2020
Book Page	011292/001824
Instrument	136900

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 08, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	315 E ECHO ST, LAKE ALFRED, FL 33850-2925
Document Number	0108360015
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 E ECHO ST LAKE ALFRED FL 338502925, LAKE ALFRED, FL 33850-2925

Mortgage

Document Number	0108360015
Date	May 08, 2019
Book Page	010836/000015
Instrument	95117

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	315 E ECHO ST, LAKE ALFRED, FL 33850-2925
Document Number	0105721127
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 E ECHO ST LAKE ALFRED FL 338502925, LAKE ALFRED, FL 33850-2925

Mortgage

Document Number	0105721127
Date	Aug 06, 2018
Book Page	010572/001127
Instrument	167146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Alfred City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$286,032 (-0.05%) Land $37,000 Building $249,032	$286,032 (-0.05%) Land $37,000 Building $249,032
2023	Homeowner's exemption	$286,176 Land $36,000 Building $250,176	$286,176 Land $36,000 Building $250,176

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050129004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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