Berrien County property record for 315 E Clay St, New Buffalo, MI 49117
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 525 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,475 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-8200-0213-01-5 |
| Primary APN | 62-8200-0213-01-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 525 sqft Living Area |
| 1st Floor Area | 525 sqft |
| Lot Area | 10,019 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 165 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 315 E CLAY ST |
|---|---|
| City | NEW BUFFALO |
| State | MI |
| Zip | 49117-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COM ON NLY LN OF BLK 213 VIRGINIA ADD TO VILLAGE OF NEW BUFFALO 66'S 60DEG W OF NE COR OF BLK 213 TH S30DEG E 165' S60DEG W 60' N30DEG W 165' N60DEG E 60' TO BEG |
| Legal Subdivision | VIRGINIA ADD |
| Legal Block | 213 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NEW BUFFALO |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 11301 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 E CLAY ST, NEW BUFFALO, MI 49117-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2005 |
| Deed Sale | Oct 17, 2005 |
| Prior Sale | Apr 18, 1997 · Amount on Record |
| Deed Book / Page | 2656 / 323 |
| Last Transfer Date | Apr 4, 2013 |
| Transfer Doc | 03035/1663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 315 E CLAY ST, NEW BUFFALO, MI 49117-1410 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4229 N KEDVALE AVE 3B, 3B, CHICAGO, IL 60641-2222 |
| Document Number | 03360/2175 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 3360/2175 |
| Instrument | 2022340633 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2036 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | New Buffalo City |
| Unified School District | New Buffalo Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,800 (+16.2%) | $305,600 (+16.2%) | |
| 2025 | $2,475.00 (+7.52%) | $131,500 (+24.88%) | $263,000 (+24.88%) |
| 2024 | $2,302.00 (+9.46%) | ||
| 2023 | $105,300 | $210,600 | |
| 2022 | $2,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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