Calhoun County property record for 315 E Cass St, Albion, MI 49224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,387 sqft · built 1890 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Nov 2024) |
| Tax Bill | $5,082 (2025) |
| Deeds & Mortgages | Nov 2018 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-000-689-01 |
| Primary APN | 51-000-689-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,387 sqft Living Area |
| 1st Floor Area | 815 sqft |
| Basement Area | 740 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 99 ft deep x 70 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 315 E CASS ST |
|---|---|
| City | ALBION |
| State | MI |
| Zip | 49224-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3C |
| Legal Description | ORIGINAL PLAT, BLK 39: W 1/4 OF LOT 7 ALL OF LOT 8 AND E 1/4 OF LOT 9. COMBINED PARCELS 000-689-00 AND 000-690-00 FOR 2018 |
| Legal Subdivision | ALIBION |
| Legal Lot Number | 7-9 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | ALBION |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 3400 |
Source: Calhoun County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 HAVELOCK ST, SAN FRANCISCO, CA 94112-2404 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMESTEAD SAVINGS BANK |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD SAVINGS BANK |
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Oct 6, 2017 | Warranty Deed, Transfer · ARM HOMESTEAD SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on Record |
| Deed Sale | Nov 22, 2024 · Amount on Record |
| Prior Sale | Mar 22, 2022 · Amount on Record |
| Deed Book / Page | 4869 / 765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 315 E CASS ST, ALBION, MI 49224-1728 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04278/0941 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 4278/0941 |
| Name | HOMESTEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALBION, MI 49224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 14, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 315 E CASS ST, ALBION, MI 49224-1728 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 315 E CASS ST, ALBION, MI 49224-1728 |
| Document Number | 004593/271 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 4593/271 |
| Name | HOMESTEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALBION, MI 49224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 1.99% |
| Max Rate At Change | 3.99% |
| Index | 1-Year CMT |
| Max Rate | 7.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Mar 22, 2022 |
| Property Address | 315 E CASS ST, ALBION, MI 49224-1728 |
| Document Number | 004642/359 |
| Book / Page | 4642 / 359 |
| Map Reference | LB 2 PG 40 |
| Instrument Date | Mar 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,211.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9300 MEADOW LN, 9300, EATON RAPIDS, MI 48827-8530 |
| Name | Verified Name |
|---|---|
| Address | 315 E CASS ST, ALBION, MI 49224-1728 |
| Document Number | 0004642361 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 4642/361 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Oct 6, 2017 |
| Property Address | 315 E CASS ST, ALBION, MI 49224-1728 |
| Document Number | 04176/0586 |
| Book / Page | 4176 / 0586 |
| Map Reference | LB2 PG40 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 4176-0586 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $394.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 611 E PORTER ST, 611, ALBION, MI 49224-1831 |
| Name | Verified Name |
|---|---|
| Address | 923 N MAPLE AVE, ROYAL OAK, MI 48067-4802 |
| Document Number | 0041760588 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 4176-0588 |
| Name | HOMESTEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 6.99% |
| Max Rate | 2% |
Source: Calhoun County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Albion City |
| County | Calhoun County |
| Unified School District | Marshall Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,600 (+10.29%) | ||
| 2025 | $5,082.00 (+306.89%) Homeowner's exemption | $75,800 (+30.69%) | $167,200 (+10.29%) |
| 2024 | $151,600 (+30.69%) | ||
| 2023 | $58,000 | $116,000 | |
| 2022 | $1,249.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBION serves 9,144 people · EPA ID MI0000100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.35 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 No certified operator Jan 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures