Ada County property record for 315 E Carter St, Boise, ID 83706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,684 sqft · built 1985 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $674,310 (Dec 2025) |
| Tax Bill | $5,272 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R5125620230 |
| Primary APN | R5125620230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,684 sqft Living Area |
| Gross Area | 3,595 sqft |
| 1st Floor Area | 1,553 sqft |
| Upper Floors Area | 1,131 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 911 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 70 sqft |
| Patio Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 315 E CARTER ST |
|---|---|
| City | BOISE |
| State | ID |
| Zip | 83706-5274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | LOT 2 BLK 15 LAKEWOOD UNIT NO 11-A #8757623 |
| Legal Range | 02E |
| Legal Township | 03N |
| Legal Section | 26 |
| Legal Subdivision | LAKEWOOD UNIT NO 11A |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Legal Unit | 11-A |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 809 |
Source: Ada County records · APN R5125620230
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 E CARTER ST, BOISE, ID 83706-5274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION |
| Dec 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Jan 16, 2024 | Intrafamily Transfer, Transfer |
| Aug 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Deed Document Number | 202586800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Jun 17, 2026 |
| Property Address | 315 E CARTER ST, BOISE, ID 83706-5274 |
| Document Number | 0000044089 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202644089 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 315 E CARTER ST, BOISE, ID 83706-5274 |
| Document Number | 0000044089, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202644089 |
| Name | IDAHO CENTRAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Dec 30, 2025 |
| Property Address | 315 E CARTER ST, BOISE, ID 83706-5274 |
| Document Number | 0000086800 |
| Map Reference | MB 53 PG 4604-4605 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025-086800 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Title Company | PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF ADA CNTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 E CARTER ST, BOISE, ID 83706-5274 |
| Document Number | 0000086801 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-086801 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADA ID |
| Recording Date | Jan 16, 2024 |
| Property Address | 315 E CARTER ST, BOISE, ID 83706-5274 |
| Document Number | 0000002452 |
| Map Reference | MB 53 PG 4604&4605 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024-002452 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 2443 W RAINWATER CT, MERIDIAN, ID 83646-1289 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 315 E CARTER ST, BOISE, ID 83706-5274 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | PIONEER TITLE COMPANY OF ADA |
| Name | Verified Name |
|---|
| Document Number | 0000070809 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 2017-070809 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Ada County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Boise City |
| Unified School District | Boise City Independent School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758,700 (+1%) | $758,700 (+1%) | |
| 2025 | $5,272.00 (-5.23%) Homeowner's exemption | $751,200 (+22.83%) | $751,200 (+22.83%) |
| 2024 | $5,563.00 (-2.74%) | ||
| 2023 | $611,600 Land $236,900 Building $374,700 | $611,600 Land $236,900 Building $374,700 | |
| 2022 | $5,720.00 |
Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| Safelink Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless | 200 / 50 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
Based on FCC filings for 586 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER IDAHO private · serves 264,978 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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