315 E Broadway, Bel Air, MD 21014 Property Records

Harford County property record for 315 E Broadway, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,802 sqft · built 1925
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,000 (Apr 1983)
Tax Bill	$2,373 (2026)
Deeds & Mortgages	Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-025829`

Property Details

APN / Parcel Number

Primary APN	`03-025829`
Alternative APNs	`3025829` `025829`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,802 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	252 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	025829
Street Address	315 E BROADWAY
City	BEL AIR
State	MD
Zip	21014-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PO PAR A 0.285 AC 315 E BROADWAY INGLESIDE
Legal Subdivision	INGLESIDE
Legal Lot Number	PO A
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4006
Census Tract	303803

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 E BROADWAY, BEL AIR, MD 21014-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1983 · Amount on Record
Deed Sale	Apr 29, 1983 · Amount on Record
Deed Book / Page	1186 / 488
Record Updated	Oct 29, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	315 E BROADWAY, BEL AIR, MD 21014-3201
Document Number	0140620295
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E BROADWAY BEL AIR MD 210143201, BEL AIR, MD 21014-3201

Mortgage

Document Number	0140620295
Date	Aug 25, 2020
Book Page	014062/000295

Lender

Name	TRUIST BK
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,373.00 (+32.5%) Homeowner's exemption	$248,933 (+14.07%)	$264,600 (+9.75%) Land $88,200 Building $176,400
2025	$1,791.00 (-9.13%) Homeowner's exemption
2023		$218,233	$241,100 Land $88,200 Building $152,900
2022	$1,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880