315 E Adams St, Lincoln, AR 72744 Property Records

Washington County property record for 315 E Adams St, Lincoln, AR 72744

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,425 sqft · built 1994
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2023)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`790-18397-002`

Property Details

APN / Parcel Number

Primary APN	`790-18397-002`
Alternative APNs	`701572.0` `63132`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	14,157 sqft (0.325 acres)
Garage Type	Attached
Garage Area	324 sqft
Driveway	Concrete Driveway
Driveway Area	1,034 sqft

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Patio Area	120 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	315 E ADAMS ST
City	LINCOLN
State	AR
Zip	72744-9166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31 TO 34, PT LOT 30 BLOCK 7 FURTHER DESCRIBED FROM 2016-26064 AS: PART OF LOT 30, LOT 31, 32,33 AND 34 IN BLOCK 7 OF THE
Legal Range	32
Legal Township	15
Legal Section	30
Legal Subdivision	BRALY S/D
Legal Block	7
Legal Lot Number	27
Jurisdiction	WASHINGTON AR
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1013
Census Tract	11002

Owner

315 E Adams St is owned and occupied by two individuals who bought it in September 2023.

Source: Washington County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 E ADAMS ST, LINCOLN, AR 72744-9166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · USDA Mortgage FLAT BRANCH HOME LOANS INC
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Dec 6, 2022	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Dec 6, 2022 · Amount on File
Deed Document Number	202324416
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Sep 19, 2023
Property Address	315 E ADAMS ST, LINCOLN, AR 72744-9166
Document Number	202300024416
Instrument Date	Sep 10, 2023
Instrument	2023-00024416
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ACO TITLE, WACO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E ADAMS ST, LINCOLN, AR 72744-9166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E ADAMS ST, LINCOLN, AR 72744-9166

Mortgage

Document Number	202300024417
Date	Sep 19, 2023
Instrument	2023-00024417

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	315 E ADAMS ST, LINCOLN, AR 72744-9166
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300010406
Date	Apr 27, 2023
Instrument	2023-00010406

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Dec 6, 2022
Property Address	315 E ADAMS ST, LINCOLN, AR 72744-9166
Document Number	202200039193
Instrument Date	Dec 1, 2022
Instrument	2022-00039193
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11883 BRIGHT RD, LINCOLN, AR 72744-9513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E ADAMS ST, LINCOLN, AR 72744-9166

Mortgage

Document Number	202200039194
Date	Dec 6, 2022
Instrument	2022-00039194

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	202200039206
Date	Dec 6, 2022
Instrument	2022-00039206

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 315 E Adams St was $1,624 with a homeowner's exemption.

Source: Washington County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Lincoln City
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,650 (-) Land $6,000 Building $35,650	$208,250 Land $30,000 Building $178,250
2025	$1,624.00 Homeowner's exemption	$41,650 Land $6,000 Building $35,650
2023	$2,257.00 (+65.96%)	$41,650 (+63.91%) Land $6,000 Building $35,650	$208,250 (+63.91%) Land $30,000 Building $178,250
2022	$1,360.00	$25,410 Land $3,000 Building $22,410	$127,050 Land $15,000 Building $112,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 E Adams St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 E Adams St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 93% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATERWORKS serves 6,690 people · EPA ID AR0000572
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZING Broadband by PGTelco Fiber	2,500 / 2,500
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: OzarksGo.

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