Steele County property record for 315 E Academy St, Owatonna, MN 55060
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 3 ba · 1,992 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Dec 2018) |
| Tax Bill | $4,164 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Dec 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-010-3217 |
| Primary APN | 17-010-3217 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Basement Area | 14 sqft |
| Unfinished Basement | 14 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Hot Water |
|---|
| Street Address | 315 E ACADEMY ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-1862 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | E.4R. OF LOT 10 IN SE1/4 OF SW1/4 |
| Legal Range | 20 |
| Legal Township | 107 |
| Legal Section | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 960200 |
315 E Academy St, a residential property, is owned by an individual who bought it in December 2018.
Source: Steele County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3818 SW 28TH ST, OWATONNA, MN 55060-5051 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CASTLE ROCK FINANCIAL CORP |
| Dec 11, 2018 | Warranty Deed, Transfer EDINA REALTY TITLE |
| Jan 12, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on File |
| Deed Sale | Dec 11, 2018 · Amount on File |
| Prior Sale | Jan 12, 2018 |
| Deed Document Number | 2018421510 |
| Prior Transfer Date | Jan 5, 2018 |
| Prior Transfer Doc | 0000416543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 315 E ACADEMY ST, OWATONNA, MN 55060-1862 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000419269 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | A000419269 |
| Name | CASTLE ROCK FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 17, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Dec 11, 2018 |
| Property Address | 315 E ACADEMY ST, OWATONNA, MN 55060-1862 |
| Document Number | A000421510 |
| Instrument Date | Dec 6, 2018 |
| Instrument | A000421510 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $115.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 JOHNSON PL, OWATONNA, MN 55060-3976 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jan 12, 2018 |
| Property Address | 315 E ACADEMY ST, OWATONNA, MN 55060-1862 |
| Document Number | A000416543 |
| Instrument Date | Jan 5, 2018 |
| Instrument | A000416543 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, PLANO, TX 75024-4100 |
The 2026 property tax bill for 315 E Academy St was $4,164.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,164.00 | $232,600 (+4.45%) Land $34,000 Building $198,600 | $232,600 (+4.45%) Land $34,000 Building $198,600 |
| 2025 | $222,700 Land $32,700 Building $190,000 | $222,700 Land $32,700 Building $190,000 | |
| 2023 | $3,738.00 | $195,500 Land $27,400 Building $168,100 | $195,500 Land $27,400 Building $168,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 E Academy St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 E Academy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures