315 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 315 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,502 sqft · built 1940
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$509,000 (Apr 2022)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-24-006`

Property Details

APN / Parcel Number

Primary APN	`2-0086-24-006`
Alternative APN	`H245T278`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Utility Area	96 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	247 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	315 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 260 AND 261 SEABROOK WARD
Legal Subdivision	ARDMORE
Legal Lot Number	260
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4002
Census Tract	2900

Owner

Source: Chatham County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 E 54TH ST, SAVANNAH, GA 31405-3421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMESOUTH BANK
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	20224513
Deed Book / Page	2775 / 177
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 15, 2022
Property Address	315 E 54TH ST, SAVANNAH, GA 31405-3421
Document Number	0027750177
Book / Page	2775 / 177
Instrument Date	Apr 15, 2022
Instrument	2022-004513
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 54TH ST, SAVANNAH, GA 31405-3421

Mortgage

Document Number	0027750179
Date	Apr 18, 2022
Book Page	0000002775/0000000179

Lender

Name	PRIMESOUTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	315 E 54TH ST, SAVANNAH, GA 31405-3421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 54TH ST, SAVANNAH, GA 31405-3421

Mortgage

Document Number	0000001958/0000000127
Date	Jun 16, 2020
Book Page	0000001958/0000000127

Lender

Name	SOFI LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 31, 2018
Property Address	315 E 54TH ST, SAVANNAH, GA 31405-3421
Document Number	0013650098
Book / Page	1365 / 098
Instrument Date	May 31, 2018
Instrument	2018-005264
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 CHERRY DR, TROY, MI 48083-1632

Mortgage

Document Number	1365/100
Date	Jun 6, 2018
Book Page	1365/100
Instrument	31081580010

Lender

Name	SWBC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,800 (+2.62%) Land $44,000 Building $231,800	$689,500 (+2.62%) Land $110,000 Building $579,500
2025	$3,995.00 (-30.18%) Homeowner's exemption	$268,760 (+36.79%) Land $44,000 Building $224,760	$671,900 (+36.79%) Land $110,000 Building $561,900
2023		$196,480 (+42.17%) Land $30,000 Building $166,480	$491,200 (+42.17%) Land $75,000 Building $416,200
2022	$5,722.00	$138,200 Land $30,000 Building $108,200	$345,500 Land $75,000 Building $270,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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